ZIP 04777 Property Distress & Foreclosure Data

Penobscot County, Maine's ZIP 04777 registers 25/100 composite distress, which DLRadar reads as low. Climate and flood risk are elevated too — climate & FEMA risk (79/100). The latent-versus-live split is 56/100 structural and 5/100 already moving. The most distinctive pressure shows up in structural risk (56/100), construction/permit lag (43/100), institutional ownership (40/100). mortgage stress (17/100) stay muted.

Prices here sit in a peak phase: values rose 2.4% over the trailing year, 1.3% off the recent peak (phase confidence 56/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

A median home runs $106,300 here, or 1.7 times local income. On demographic stress specifically, 04777 scores 27/100. Households earn a median $53,125 — below the roughly $78,000 national figure. The tenure split is 90% owner-occupied to 10% rented. Around 20% of renters are cost-burdened. About 9% have a four-year degree. Roughly 30.6% live below the poverty line, elevated and often tied to deferred-maintenance inventory. 503 residents call 04777 home, typically aged 49. The ZIP holds roughly 238 housing units. The vacancy rate is 21.2% — elevated.

Taken together, 04777 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.