ZIP 04777 Foreclosure, Tax-Lien & Distress Report

Penobscot County, Maine's ZIP 04777 registers 25/100 composite distress, which DLRadar reads as low. Environmental exposure also runs high (climate & FEMA risk (79/100)). Structural exposure scores 56 and live distress 5 on the 0–100 scale. What sets it apart are the readings on structural risk (56/100), construction/permit lag (54/100), institutional ownership (36/100). institutional ownership (36/100) and mortgage stress (17/100) stay muted.

The market reads contraction — home values held roughly flat year on year, 2.9% off the recent peak, at 44/100 phase confidence. A cooling market tends to open discount-to-value windows.

A median home runs $106,300 here, or 1.7 times local income. DLRadar's demographic-stress index for the area reads 27/100. Households earn a median $53,125 — below the roughly $78,000 national figure. 90% of housing is owner-occupied. Rent burden reaches 20% of tenant households. Around 9% of adults hold a bachelor's degree or higher. 30.6% of residents fall below the poverty threshold. 503 residents call 04777 home, typically aged 49. The ZIP holds roughly 238 housing units. Vacancy runs 21.2%, above the national norm and a classic distress-and-opportunity signal.

Net-net, 04777 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 04777 is not published yet -- the ZIP-level readings above remain fully sourced.

Because one deterministic model scores every ZIP, 04777's 25/100 can be lined up against any neighbor in Penobscot County, Maine or any ZIP coast to coast. 04777 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

04777's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 04777 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.