ZIP 04460 Foreclosure, Tax-Lien & Distress Report
Penobscot County, Maine · High Vacancy market
Composite property distress in 04460 (Penobscot County, Maine) lands at 26/100 — low on DLRadar's public-record scoring. Climate and flood risk are elevated too — climate & FEMA risk (79/100). Its heaviest discrete signals: construction/permit lag (57/100), structural risk (57/100), institutional ownership (35/100). On the quiet end sit institutional ownership (35/100) and mortgage stress (17/100). Structural exposure scores 57 and live distress 5 on the 0–100 scale.
Prices here sit in a contraction phase: values held roughly flat over the trailing year, 2.9% off the recent peak, at 44/100 phase confidence. Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.
The ZIP holds roughly 682 housing units. A median home runs $101,200 here, or 1.8 times local income. Vacancy runs 17.4%, above the national norm and a classic distress-and-opportunity signal. Educational attainment sits at 9% bachelor's-or-above. 82% of housing is owner-occupied. Around 71% of renters are cost-burdened. Median household income is $46,125, below the U.S. median near $78,000. 25.5% of residents fall below the poverty threshold. About 1,144 people live here, median age 53. DLRadar's demographic-stress index for the area reads 34/100.
Net-net, 04460 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 04460 at the moment; the composite and its components are still built from verifiable public records.
Whether 04460 runs hot or quiet, its 26/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 04460 can be compared directly against any other ZIP in Penobscot County, Maine or nationwide. 04460 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
04460's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 04460 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
ZIP 04460 distress signals, scored
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
04460 at a glance
The live 04460 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Penobscot County ZIPs near 04460
Explore related distress reports
Further distress data across Penobscot County, Maine at ZIP, county and state level.
The complete 04460 distress and acquisition report
Get every distressed property in 04460 with owner, address, APN, per-property distress score, bank exposure, exit-velocity read and a one-click funding + closing path. Nationwide, refreshed continuously.
Built from public records, scored the same way everywhere · methodology