ZIP 04460 Property Distress & Foreclosure Data

Composite property distress in 04460 (Penobscot County, Maine) lands at 25/100 — low on DLRadar's public-record scoring. It additionally carries heavy environmental risk: climate & FEMA risk (79/100). The sharpest non-environmental signals are structural risk (56/100), construction/permit lag (43/100), institutional ownership (40/100). By contrast, mortgage stress (17/100) register low. Structural risk reads 56/100 against active distress of 5/100.

The market reads peak — home values rose 2.4% year on year, 1.3% off the recent peak, at 56/100 phase confidence. Topping markets hide individual distress behind strong averages.

There are about 682 housing units across 04460. The typical home is worth about $101,200 (1.8× income, relatively affordable). Vacancy runs 17.4%, above the national norm and a classic distress-and-opportunity signal. Around 9% of adults hold a bachelor's degree or higher. 82% of housing is owner-occupied. Rent burden reaches 71% of tenant households. At $46,125, median income runs below typical U.S. levels. The poverty rate is 25.5% — high, a tax-stress and distress correlate. About 1,144 people live here, median age 53. The demographic-stress sub-score lands at 34/100.

Net-net, 04460 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.