ZIP 04460 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 04460 (Penobscot County, Maine) lands at 25/100 — low on DLRadar's distress scoring. Climate and flood risk are elevated too — climate & FEMA risk (79/100). Its heaviest discrete signals: structural risk (56/100), construction/permit lag (54/100), institutional ownership (36/100). On the quiet end sit institutional ownership (36/100) and mortgage stress (17/100). Structural exposure scores 56 and live distress 5 on the 0–100 scale.

Prices here sit in a contraction phase: values held roughly flat over the trailing year, 2.9% off the recent peak, at 44/100 phase confidence. Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

The ZIP holds roughly 682 housing units. A median home runs $101,200 here, or 1.8 times local income. Vacancy runs 17.4%, above the national norm and a classic distress-and-opportunity signal. Educational attainment sits at 9% bachelor's-or-above. 82% of housing is owner-occupied. Around 71% of renters are cost-burdened. Median household income is $46,125, below the U.S. median near $78,000. 25.5% of residents fall below the poverty threshold. About 1,144 people live here, median age 53. DLRadar's demographic-stress index for the area reads 34/100.

Net-net, 04460 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 04460 at the moment; the composite and its components are still built from verifiable records.

Whether 04460 runs hot or quiet, its 25/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 04460 can be compared directly against any other ZIP in Penobscot County, Maine or nationwide. 04460 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

04460's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 04460 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.