ZIP 04411 Foreclosure, Tax-Lien & Distress Report
Penobscot County, Maine · Cooling Market market
ZIP 04411's composite property-distress score is 26/100 - DLRadar classes that as low for Penobscot County, Maine. Structural risk reads 57/100 against active distress of 5/100. Its standout signals are construction/permit lag (57/100), structural risk (57/100), institutional ownership (35/100). institutional ownership (35/100) and mortgage stress (17/100) stay muted. It additionally carries heavy environmental risk: climate & FEMA risk (79/100).
Prices here sit in a contraction phase: values held roughly flat over the trailing year, 2.9% off the recent peak, at 44/100 phase confidence. A cooling market tends to open discount-to-value windows.
84% of housing is owner-occupied. Around 24% of renters are cost-burdened. About 1,561 people live here, median age 42. There are about 709 housing units across 04411. A median home runs $201,800 here, or 2.8 times local income. The vacancy rate is 10.3%. The poverty rate is 4.7% — low. The demographic-stress sub-score lands at 24/100. Around 24% of adults hold a bachelor's degree or higher. Median household income is $68,929, near the U.S. median near $78,000.
Net-net, 04411 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 04411 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
Big metro or rural, 04411 runs through one identical public-record model, so its 26/100 sits on the same scale as every other ZIP in Penobscot County, Maine and the nation. Nothing here is interpolated — where a source is thin for 04411, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
The 26/100 figure for 04411 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 04411 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Distress signal breakdown — ZIP 04411
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
04411 at a glance
A live read on 04411: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
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Rules-based scoring — each signal ties to a public dataset · methodology