ZIP 04428 Property Distress & Foreclosure Data

DLRadar grades ZIP 04428 (Penobscot County, Maine) at a low 25/100 for overall property distress. Environmental exposure also runs high (climate & FEMA risk (79/100)). Property-level stress concentrates in structural risk (56/100), construction/permit lag (43/100), institutional ownership (40/100). On the quiet end sit mortgage stress (17/100). Structural risk reads 56/100 against active distress of 5/100.

The peak-phase market in 04428 posted values that rose 2.4% over the year, 1.3% off the recent peak, and 25% higher over three years, at 56/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

There are about 1,607 housing units across 04428. Median household income is $74,784, near the U.S. median near $78,000. Owners hold 82% of homes, renters 18%. Rent burden reaches 23% of tenant households. Population is roughly 3,374 with a median age of 50. 7.7% of residents fall below the poverty threshold. Vacancy runs 10.6%. DLRadar's demographic-stress index for the area reads 24/100. Home values center near $244,500, an affordability ratio of 2.9× — accessible. Educational attainment sits at 28% bachelor's-or-above.

On balance 04428 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.