ZIP 04449 Foreclosure, Tax-Lien & Distress Report
Penobscot County, Maine · High Vacancy market
ZIP 04449's composite property-distress score is 25/100 - DLRadar classes that as low for Penobscot County, Maine. The pressure is most legible in structural risk (56/100), construction/permit lag (54/100), institutional ownership (36/100). By contrast, institutional ownership (36/100) and mortgage stress (17/100) register low. On the structural side it scores 56/100, with 5/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (79/100)).
The market reads contraction — home values held roughly flat year on year, 2.9% off the recent peak, and 40% higher over three years (phase confidence 44/100). A cooling market tends to open discount-to-value windows.
The poverty rate is 8.3%. Rent burden reaches 18% of tenant households. At $59,750, median income runs below typical U.S. levels. Vacancy runs 23.5%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 23/100. 1,144 residents call 04449 home, typically aged 48. The ZIP holds roughly 649 housing units. A median home runs $154,900 here, or 2.4 times local income. Around 15% of adults hold a bachelor's degree or higher. Owners hold 93% of homes, renters 7%.
Net-net, 04449 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 04449 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Whether 04449 runs hot or quiet, its 25/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 04449 can be compared directly against any other ZIP in Penobscot County, Maine or nationwide. Nothing here is interpolated — where a source is thin for 04449, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
Behind 04449's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 04449 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
ZIP 04449 distress signals, scored
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
Snapshot: 04449 by the numbers
The live 04449 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
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Nearest ZIP codes to 04449
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Penobscot County, Maine
Other reports tied to Penobscot County, Maine — ZIP, county and statewide.
Get the full acquisition report for 04449
The full 04449 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Each signal above is traceable to an open dataset · methodology