ZIP 04449 Property Distress & Foreclosure Data

ZIP code 04449 in Penobscot County, Maine carries a composite property-distress score of 25/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (56/100), construction/permit lag (43/100), institutional ownership (40/100). On the quiet end sit mortgage stress (17/100). On the structural side it scores 56/100, with 5/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (79/100)).

The peak-phase market in 04449 posted values that rose 2.4% over the year, 1.3% off the recent peak, and 40% higher over three years (phase confidence 56/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

8.3% of residents fall below the poverty threshold. Around 18% of renters are cost-burdened. Median household income is $59,750, below the U.S. median near $78,000. The vacancy rate is 23.5% — elevated. DLRadar's demographic-stress index for the area reads 23/100. Population is roughly 1,144 with a median age of 48. The ZIP holds roughly 649 housing units. Home values center near $154,900, an affordability ratio of 2.4× — accessible. Educational attainment sits at 15% bachelor's-or-above. Owners hold 93% of homes, renters 7%.

On the whole, 04449 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.