ZIP 04456 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 04456 (Penobscot County, Maine) returns a low composite of 26/100. Leading the profile are construction/permit lag (57/100), structural risk (57/100), institutional ownership (35/100). By contrast, institutional ownership (35/100) and mortgage stress (17/100) register low. On the structural side it scores 57/100, with 5/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (79/100)).

The contraction-phase market in 04456 posted values that held roughly flat over the year, 2.9% off the recent peak, and 29% higher over three years, at 44/100 phase confidence. Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

Median household income is $75,917, near the U.S. median near $78,000. 3,012 residents call 04456 home, typically aged 40. About 19% have a four-year degree. Rent burden reaches 46% of tenant households. On demographic stress specifically, 04456 scores 31/100. Home values center near $268,500, an affordability ratio of 3.2× — accessible. 80% of housing is owner-occupied. The vacancy rate is 12.6% — elevated. The poverty rate is 10.4%. There are about 1,416 housing units across 04456.

Net-net, 04456 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 04456 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The number is not local guesswork: 04456's 26/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 04456 reflects the current record instead of a stale or modeled snapshot.

The 26/100 for 04456 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 04456 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.