ZIP 04450 Foreclosure, Tax-Lien & Distress Report
Penobscot County, Maine · Cooling Market market
Scored on a fixed 0-100 scale, 04450 (Penobscot County, Maine) returns a low composite of 25/100. Property-level stress concentrates in structural risk (56/100), construction/permit lag (54/100), institutional ownership (36/100). By contrast, institutional ownership (36/100) and mortgage stress (17/100) register low. On the structural side it scores 56/100, with 5/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (79/100)).
Prices here sit in a contraction phase: values held roughly flat over the trailing year, 2.9% off the recent peak, at 44/100 phase confidence. Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.
The ZIP holds roughly 546 housing units. Around 38% of renters are cost-burdened. Home values center near $177,900, an affordability ratio of 2.0× — accessible. On demographic stress specifically, 04450 scores 27/100. 15.2% of residents fall below the poverty threshold. Owners hold 76% of homes, renters 24%. About 18% have a four-year degree. Population is roughly 1,306 with a median age of 45. Households earn a median $77,917 — near the roughly $78,000 national figure. The vacancy rate is 9.3%.
On the whole, 04450 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 04450 at the moment; the composite and its components are still built from verifiable records.
Whether 04450 runs hot or quiet, its 25/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 04450 can be compared directly against any other ZIP in Penobscot County, Maine or nationwide. 04450 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
04450's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 04450 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Distress signal breakdown — ZIP 04450
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
Snapshot: 04450 by the numbers
Current distress, phase, housing and lender-pressure figures for 04450, drawn from the same report attached to each property.
Penobscot County ZIPs near 04450
Nearest ZIP codes to 04450
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring Maine distress
More ZIP, county and state distress intelligence connected to Penobscot County, Maine.
Open the complete 04450 acquisition file
See who owns each distressed property in 04450, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Each signal above is traceable to an open dataset · methodology