ZIP 04450 Property Distress & Foreclosure Data

DLRadar grades ZIP 04450 (Penobscot County, Maine) at a low 25/100 for overall property distress. Property-level stress concentrates in structural risk (56/100), construction/permit lag (43/100), institutional ownership (40/100). mortgage stress (17/100) stay muted. The latent-versus-live split is 56/100 structural and 5/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (79/100).

Prices here sit in a peak phase: values rose 2.4% over the trailing year, 1.3% off the recent peak (phase confidence 56/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The ZIP holds roughly 546 housing units. Around 38% of renters are cost-burdened. A median home runs $177,900 here, or 2.0 times local income. On demographic stress specifically, 04450 scores 27/100. Roughly 15.2% live below the poverty line. The tenure split is 76% owner-occupied to 24% rented. About 18% have a four-year degree. 1,306 residents call 04450 home, typically aged 45. Households earn a median $77,917 — near the roughly $78,000 national figure. The vacancy rate is 9.3%.

Overall, 04450 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.