ZIP 04455 Property Distress & Foreclosure Data

DLRadar grades ZIP 04455 (Penobscot County, Maine) at a low 25/100 for overall property distress. Environmental exposure also runs high (climate & FEMA risk (79/100)). Property-level stress concentrates in structural risk (56/100), construction/permit lag (43/100), institutional ownership (40/100). On the quiet end sit mortgage stress (17/100). Structural exposure scores 56 and live distress 5 on the 0–100 scale.

The peak-phase market in 04455 posted values that rose 2.4% over the year, 1.3% off the recent peak, at 56/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Vacancy runs 41.7%, above the national norm and a classic distress-and-opportunity signal. Home values center near $174,500, an affordability ratio of 3.1× — accessible. 17.1% of residents fall below the poverty threshold. Owners hold 96% of homes, renters 4%. Educational attainment sits at 10% bachelor's-or-above. There are about 552 housing units across 04455. Population is roughly 934 with a median age of 49. Median household income is $49,219, below the U.S. median near $78,000. Rent burden reaches 0% of tenant households. DLRadar's demographic-stress index for the area reads 27/100.

On the whole, 04455 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.