ZIP 04455 Foreclosure, Tax-Lien & Distress Report

In Penobscot County, Maine, ZIP 04455 scores 26 of 100 for composite distress, a low level on DLRadar's public-record index. Environmental exposure also runs high (climate & FEMA risk (79/100)). Property-level stress concentrates in construction/permit lag (57/100), structural risk (57/100), institutional ownership (35/100). By contrast, institutional ownership (35/100) and mortgage stress (17/100) register low. On the structural side it scores 57/100, with 5/100 of stress already active.

Prices here sit in a contraction phase: values held roughly flat over the trailing year, 2.9% off the recent peak (phase confidence 44/100). Falling values surface more motivated sellers and below-market exits.

Vacancy runs 41.7%, above the national norm and a classic distress-and-opportunity signal. The typical home is worth about $174,500 (3.1× income, relatively affordable). 17.1% of residents fall below the poverty threshold. The tenure split is 96% owner-occupied to 4% rented. About 10% have a four-year degree. There are about 552 housing units across 04455. 934 residents call 04455 home, typically aged 49. At $49,219, median income runs below typical U.S. levels. Rent burden reaches 0% of tenant households. The demographic-stress sub-score lands at 27/100.

On the whole, 04455 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 04455 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 04455's 26/100 can be lined up against any neighbor in Penobscot County, Maine or any ZIP coast to coast. 04455 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 26/100 for 04455 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 04455 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.