ZIP 04469 Property Distress & Foreclosure Data

DLRadar grades ZIP 04469 (Penobscot County, Maine) at a low 25/100 for overall property distress. Property-level stress concentrates in structural risk (56/100), construction/permit lag (43/100), institutional ownership (40/100). It additionally carries heavy environmental risk: climate & FEMA risk (79/100). The latent-versus-live split is 56/100 structural and 0/100 already moving.

The market reads peak — home values rose 2.4% year on year, 1.3% off the recent peak (phase confidence 56/100). Topping markets hide individual distress behind strong averages.

About 3,310 people live here, median age 20. Around 89% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 11/100.

Net-net, 04469 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

25/100
Composite stress
56/100
Structural risk
0/100
Distress activity

Distress signal breakdown — ZIP 04469

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk79
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Penobscot County

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Deterministic. Every signal traces to a public dataset · methodology