ZIP 04418 Property Distress & Foreclosure Data

In Penobscot County, Maine, ZIP 04418 scores 25 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are structural risk (56/100), construction/permit lag (43/100), institutional ownership (40/100). By contrast, mortgage stress (17/100) register low. The latent-versus-live split is 56/100 structural and 5/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (79/100).

The market reads peak — home values rose 2.4% year on year, 1.3% off the recent peak (phase confidence 56/100). Topping markets hide individual distress behind strong averages.

Around 35% of renters are cost-burdened. The poverty rate is 13.0%. The vacancy rate is 24.7% — elevated. About 1,702 people live here, median age 40. The ZIP holds roughly 859 housing units. The typical home is worth about $135,100 (2.0× income, relatively affordable). At $59,150, median income runs below typical U.S. levels. The demographic-stress sub-score lands at 27/100. Around 16% of adults hold a bachelor's degree or higher. 84% of housing is owner-occupied.

Net-net, 04418 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

25/100
Composite stress
56/100
Structural risk
5/100
Distress activity

Distress signal breakdown — ZIP 04418

Foreclosure activity0
Mortgage stress17
Climate / FEMA risk79
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Penobscot County

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