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ZIP 04444 Foreclosure, Tax-Lien & Distress Report

Penobscot County, Maine · Cooling Market market

Composite property distress in 04444 (Penobscot County, Maine) lands at 26/100 — low on DLRadar's public-record scoring. Structurally it carries 57/100, against 5/100 of stress already in motion. It additionally carries heavy environmental risk: climate & FEMA risk (79/100). The most distinctive pressure shows up in construction/permit lag (57/100), structural risk (57/100), institutional ownership (35/100). By contrast, institutional ownership (35/100) and mortgage stress (17/100) register low.

The contraction-phase market in 04444 posted values that held roughly flat over the year, 2.9% off the recent peak, and 22% higher over three years, at 44/100 phase confidence. Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

Population is roughly 9,322 with a median age of 42. Owners hold 87% of homes, renters 13%. There are about 3,962 housing units across 04444. Around 46% of adults hold a bachelor's degree or higher. Home values center near $293,000, an affordability ratio of 2.6× — accessible. Vacancy runs 7.9%. Rent burden reaches 35% of tenant households. DLRadar's demographic-stress index for the area reads 23/100. Roughly 6.4% live below the poverty line, a low share typical of higher-equity areas. Households earn a median $102,922 — above the roughly $78,000 national figure.

On the whole, 04444 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 04444 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 04444 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 26/100 composite is a like-for-like number rather than an isolated estimate. 04444 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 04444 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 26/100 roll-up. In workflow terms, 04444 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

26/100
Composite stress
57/100
Structural risk
5/100
Distress activity

Distress signal breakdown — ZIP 04444

Foreclosure activity0
Mortgage stress17
Climate / FEMA risk79
Nine more distress signals are scored here

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

04444 at a glance

Current distress, phase, housing and lender-pressure figures for 04444, drawn from the same report attached to each property.

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Rules-based scoring — each signal ties to a public dataset · methodology

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