ZIP 04932 Foreclosure, Tax-Lien & Distress Report

ZIP 04932's composite property-distress score is 26/100 - DLRadar classes that as low for Penobscot County, Maine. Structurally it carries 57/100, against 5/100 of stress already in motion. Its standout signals are construction/permit lag (57/100), structural risk (57/100), institutional ownership (35/100). By contrast, institutional ownership (35/100) and mortgage stress (17/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (79/100).

The market reads contraction — home values held roughly flat year on year, 2.9% off the recent peak (phase confidence 44/100). A cooling market tends to open discount-to-value windows.

The typical home is worth about $190,700 (2.5× income, relatively affordable). Owners hold 85% of homes, renters 15%. The ZIP holds roughly 584 housing units. Households earn a median $70,104 — near the roughly $78,000 national figure. On demographic stress specifically, 04932 scores 23/100. The vacancy rate is 5.7%. Around 25% of adults hold a bachelor's degree or higher. Around 28% of renters are cost-burdened. About 1,241 people live here, median age 51. 7.3% of residents fall below the poverty threshold.

On the whole, 04932 leans distressed, with opportunity clustered in specific stressed parcels. While 04932 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 04932's 26/100 can be lined up against any neighbor in Penobscot County, Maine or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 04932, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 26/100 for 04932 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 04932 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.