ZIP 04953 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 04953 (Penobscot County, Maine) returns a low composite of 26/100. Environmental exposure also runs high (climate & FEMA risk (79/100)). Structural exposure scores 57 and live distress 5 on the 0–100 scale. The most distinctive pressure shows up in construction/permit lag (57/100), structural risk (57/100), institutional ownership (35/100). On the quiet end sit institutional ownership (35/100) and mortgage stress (17/100).

The market reads contraction — home values held roughly flat year on year, 2.9% off the recent peak, and 2% higher over three years, at 44/100 phase confidence. Falling values surface more motivated sellers and below-market exits.

The tenure split is 74% owner-occupied to 26% rented. The poverty rate is 10.9%. The vacancy rate is 18.6% — elevated. About 29% have a four-year degree. The ZIP holds roughly 1,758 housing units. A median home runs $234,800 here, or 3.4 times local income. Households earn a median $62,708 — below the roughly $78,000 national figure. On demographic stress specifically, 04953 scores 29/100. Around 35% of renters are cost-burdened. 3,145 residents call 04953 home, typically aged 50.

On the whole, 04953 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 04953 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The number is not local guesswork: 04953's 26/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 04953, the field stays empty rather than modeled, and fills in as new documents post.

04953's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 04953 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.