ZIP 04953 Property Distress & Foreclosure Data

ZIP code 04953 in Penobscot County, Maine carries a composite property-distress score of 25/100 — a low reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (climate & FEMA risk (79/100)). The latent-versus-live split is 56/100 structural and 5/100 already moving. What sets it apart are the readings on structural risk (56/100), construction/permit lag (43/100), institutional ownership (40/100). On the quiet end sit mortgage stress (17/100).

The peak-phase market in 04953 posted values that rose 2.4% over the year, 1.3% off the recent peak, and 2% higher over three years (phase confidence 56/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Owners hold 74% of homes, renters 26%. 10.9% of residents fall below the poverty threshold. The vacancy rate is 18.6% — elevated. Educational attainment sits at 29% bachelor's-or-above. The ZIP holds roughly 1,758 housing units. Home values center near $234,800, an affordability ratio of 3.4× — accessible. Median household income is $62,708, below the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 29/100. Around 35% of renters are cost-burdened. Population is roughly 3,145 with a median age of 50.

On the whole, 04953 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.