ZIP 04969 Property Distress & Foreclosure Data

DLRadar grades ZIP 04969 (Penobscot County, Maine) at a low 25/100 for overall property distress. Structural exposure scores 56 and live distress 5 on the 0–100 scale. Climate and flood risk are elevated too — climate & FEMA risk (79/100). Property-level stress concentrates in structural risk (56/100), construction/permit lag (43/100), institutional ownership (40/100). mortgage stress (17/100) stay muted.

Prices here sit in a peak phase: values rose 2.4% over the trailing year, 1.3% off the recent peak, at 56/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

1,319 residents call 04969 home, typically aged 38. There are about 605 housing units across 04969. The tenure split is 92% owner-occupied to 8% rented. About 18% have a four-year degree. Rent burden reaches 25% of tenant households. Vacancy runs 16.4%, above the national norm and a classic distress-and-opportunity signal. Roughly 5.9% live below the poverty line, a low share typical of higher-equity areas. On demographic stress specifically, 04969 scores 26/100. A median home runs $207,100 here, or 3.1 times local income. Households earn a median $60,625 — below the roughly $78,000 national figure.

Taken together, 04969 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.