ZIP 04417 Property Distress & Foreclosure Data

ZIP code 04417 in Penobscot County, Maine carries a composite property-distress score of 25/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 56/100 against active distress of 5/100. Climate and flood risk are elevated too — climate & FEMA risk (79/100). What sets it apart are the readings on structural risk (56/100), construction/permit lag (43/100), institutional ownership (40/100). mortgage stress (17/100) stay muted.

Prices here sit in a peak phase: values rose 2.4% over the trailing year, 1.3% off the recent peak, at 56/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $42,778 — below the roughly $78,000 national figure. The tenure split is 95% owner-occupied to 6% rented. Roughly 23.6% live below the poverty line, elevated and often tied to deferred-maintenance inventory. About 24% have a four-year degree. Vacancy runs 56.6%, above the national norm and a classic distress-and-opportunity signal. A median home runs $96,300 here, or 2.2 times local income. On demographic stress specifically, 04417 scores 29/100. 386 residents call 04417 home, typically aged 59. There are about 470 housing units across 04417.

Taken together, 04417 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.