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ZIP 04408 Foreclosure, Tax-Lien & Distress Report

Hancock County, Maine · High Vacancy market

Composite property distress in 04408 (Hancock County, Maine) lands at 24/100 — low on DLRadar's public-record scoring. On the structural side it scores 55/100, with 0/100 of stress already active. Its standout signals are structural risk (55/100), institutional ownership (47/100), construction/permit lag (40/100). Environmental exposure also runs high (flood (NFIP) exposure (87/100)).

The peak-phase market in 04408 posted values that rose 2.0% over the year, at 40/100 phase confidence. Topping markets hide individual distress behind strong averages.

The vacancy rate is 79.2% — elevated. Home values center near $200,000, an affordability ratio of 3.1× — accessible. The tenure split is 86% owner-occupied to 14% rented. Educational attainment sits at 38% bachelor's-or-above. The poverty rate is 8.7%. On demographic stress specifically, 04408 scores 31/100. About 230 people live here, median age 53. Households earn a median $65,625 — below the roughly $78,000 national figure. There are about 442 housing units across 04408. Around 29% of renters are cost-burdened.

On the whole, 04408 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 04408 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The 04408 read uses the identical public-record model applied coast to coast, which means its 24/100 score means exactly what it means anywhere else, and 04408 stays directly comparable to neighboring ZIPs and the rest of Hancock County, Maine. Nothing here is interpolated — where a source is thin for 04408, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 24/100 for 04408 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 04408 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

24/100
Composite stress
55/100
Structural risk
0/100
Distress activity

What is driving ZIP 04408’s distress

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk58
9 further dimensions of distress are measured for this ZIP

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

Snapshot: 04408 by the numbers

A live read on 04408: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

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Other Hancock County ZIP codes

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Each signal above is traceable to an open dataset · methodology

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