ZIP 04607 Property Distress & Foreclosure Data

In Hancock County, Maine, ZIP 04607 scores 25 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: flood (NFIP) exposure (87/100), FEMA disaster exposure (64/100). On the structural side it scores 56/100, with 8/100 of stress already active. Its standout signals are structural risk (56/100), institutional ownership (54/100), construction/permit lag (34/100). By contrast, construction/permit lag (34/100) and mortgage stress (26/100) register low.

The market reads expansion — home values rose 6.1% year on year (phase confidence 43/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

At $61,583, median income runs below typical U.S. levels. Around 33% of renters are cost-burdened. The poverty rate is 12.3%. The typical home is worth about $253,400 (3.9× income, relatively affordable). 83% of housing is owner-occupied. The demographic-stress sub-score lands at 32/100. The ZIP holds roughly 980 housing units. The vacancy rate is 36.3% — elevated. Around 28% of adults hold a bachelor's degree or higher. About 1,264 people live here, median age 54.

Net-net, 04607 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

25/100
Composite stress
56/100
Structural risk
8/100
Distress activity

Distress signal breakdown — ZIP 04607

Foreclosure activity0
Mortgage stress26
Climate / FEMA risk58
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Hancock County

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Deterministic. Every signal traces to a public dataset · methodology