ZIP 04612 Property Distress & Foreclosure Data

DLRadar grades ZIP 04612 (Hancock County, Maine) at a low 25/100 for overall property distress. Climate and flood risk are elevated too — flood (NFIP) exposure (87/100), FEMA disaster exposure (64/100). The latent-versus-live split is 56/100 structural and 8/100 already moving. Property-level stress concentrates in structural risk (56/100), institutional ownership (54/100), construction/permit lag (34/100). construction/permit lag (34/100) and mortgage stress (26/100) stay muted.

Prices here sit in a expansion phase: values rose 6.1% over the trailing year (phase confidence 43/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Households earn a median $85,694 — near the roughly $78,000 national figure. The tenure split is 83% owner-occupied to 17% rented. The ZIP holds roughly 499 housing units. Around 41% of renters are cost-burdened. Roughly 7.7% live below the poverty line. The vacancy rate is 45.1% — elevated. About 53% have a four-year degree. On demographic stress specifically, 04612 scores 32/100. A median home runs $407,300 here, or 4.4 times local income. 557 residents call 04612 home, typically aged 55.

Taken together, 04612 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.