ZIP 04634 Property Distress & Foreclosure Data

In Hancock County, Maine, ZIP 04634 scores 25 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are structural risk (56/100), institutional ownership (54/100), construction/permit lag (34/100). By contrast, construction/permit lag (34/100) and mortgage stress (26/100) register low. The latent-versus-live split is 56/100 structural and 8/100 already moving. It additionally carries heavy environmental risk: flood (NFIP) exposure (87/100), FEMA disaster exposure (64/100).

The market reads expansion — home values rose 6.1% year on year (phase confidence 43/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The ZIP holds roughly 1,653 housing units. The typical home is worth about $264,600 (3.5× income, relatively affordable). The poverty rate is 14.2%. 76% of housing is owner-occupied. Around 34% of renters are cost-burdened. The demographic-stress sub-score lands at 33/100. Around 21% of adults hold a bachelor's degree or higher. About 2,218 people live here, median age 49. At $66,607, median income runs below typical U.S. levels. The vacancy rate is 41.2% — elevated.

Net-net, 04634 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.