ZIP 04640 Property Distress & Foreclosure Data

Composite property distress in 04640 (Hancock County, Maine) lands at 25/100 — low on DLRadar's public-record scoring. It additionally carries heavy environmental risk: flood (NFIP) exposure (87/100), FEMA disaster exposure (64/100). The sharpest non-environmental signals are structural risk (56/100), institutional ownership (54/100), construction/permit lag (34/100). By contrast, construction/permit lag (34/100) and mortgage stress (26/100) register low. Structural risk reads 56/100 against active distress of 8/100.

The market reads expansion — home values rose 6.1% year on year, and 20% higher over three years, at 43/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 2,451 people live here, median age 52. Vacancy runs 25.1%, above the national norm and a classic distress-and-opportunity signal. 83% of housing is owner-occupied. There are about 1,479 housing units across 04640. The demographic-stress sub-score lands at 29/100. Rent burden reaches 37% of tenant households. The typical home is worth about $269,100 (3.4× income, relatively affordable). Around 33% of adults hold a bachelor's degree or higher. The poverty rate is 11.2%. At $69,504, median income runs near typical U.S. levels.

Net-net, 04640 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.