ZIP 04640 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 04640 (Hancock County, Maine) lands at 24/100 — low on DLRadar's public-record scoring. It additionally carries heavy environmental risk: flood (NFIP) exposure (87/100). The pressure is most legible in structural risk (55/100), institutional ownership (47/100), construction/permit lag (40/100). mortgage stress (26/100) stay muted. Structural risk reads 55/100 against active distress of 8/100.

The market reads peak — home values rose 2.0% year on year, and 20% higher over three years (phase confidence 40/100). Topping markets hide individual distress behind strong averages.

Population is roughly 2,451 with a median age of 52. Vacancy runs 25.1%, above the national norm and a classic distress-and-opportunity signal. Owners hold 83% of homes, renters 17%. The ZIP holds roughly 1,479 housing units. On demographic stress specifically, 04640 scores 29/100. Rent burden reaches 37% of tenant households. The typical home is worth about $269,100 (3.4× income, relatively affordable). Educational attainment sits at 33% bachelor's-or-above. 11.2% of residents fall below the poverty threshold. Households earn a median $69,504 — near the roughly $78,000 national figure.

Taken together, 04640 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 04640 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 04640's 24/100 can be lined up against any neighbor in Hancock County, Maine or any ZIP coast to coast. 04640 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 24/100 figure for 04640 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 04640 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.