Hancock County, ME Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Hancock County, ME distress report, 2026: 41 ZIPs scored in Hancock, ME, Hancock, ME average 25/100; the top Hancock, ME ZIP is 04429 at 26/100; Hancock, ME market phase peak, Hancock, ME prices +2.0% year over year.
- Hancock, ME ranks #568 nationally (opportunity index); Hancock, ME #3 in Maine; Hancock, ME index 33.1.
- Hancock, ME: no CFPB county sample; Hancock, ME non-metro area reading 1.1%.
- Hancock, ME ZIP phases: 41 peak.
- Hancock, ME residential listings tracked: 27 across 40 ZIPs; Hancock, ME candidate listings 18.
- Hancock, ME HUD assisted properties: 4 with 98 units.
- Hancock, ME lenders on watch: 7; largest Hancock, ME footprint Bar Harbor Bank&Trust (8 branches).
- Hancock, ME most distressed ZIP: 04429 at 26/100.
Hancock, ME figures: DLRadar distress index; Hancock, ME inputs: CFPB, FHFA, HUD, FDIC; Hancock, ME rebuilt as sources refresh.
| Rank | Hancock, ME ZIP | Score |
|---|---|---|
| 1 | 04429 | 26/100 |
| 2 | 04408 | 25/100 |
| 3 | 04416 | 25/100 |
| 4 | 04421 | 25/100 |
| 5 | 04431 | 25/100 |
| 6 | 04472 | 25/100 |
| 7 | 04476 | 25/100 |
| 8 | 04605 | 25/100 |
| 9 | 04607 | 25/100 |
| 10 | 04609 | 25/100 |
| 11 | 04612 | 25/100 |
| 12 | 04613 | 25/100 |
Most distressed Hancock, ME ZIPs (0-100, 2026)
Mortgage delinquency around Hancock, ME
No CFPB county sample covers Hancock, ME; the non-metro area reading for Hancock, ME: 1.1% ninety-plus; Hancock, ME area thirty-to-eighty-nine 2.1% (December 2025, Hancock, ME); Maine overall 0.9%.
Opportunity index: Hancock, ME
Hancock, ME index 33.1, Hancock, ME phase overheated; Hancock, ME primary driver vacancy, Hancock, ME second driver bank institutional. Hancock, ME components: property stress 31.7, foreclosure pressure 32.5, listing discounts 21.8, bank stress 52.3, insurance 0.0; Hancock, ME pulse 38.7; Hancock, ME capital opportunity 24.6; Hancock, ME seven-day change +0.2%.
ZIP market phases inside Hancock, ME
41 Hancock, ME ZIPs carry a price-cycle phase; Hancock, ME ZIPs by phase (Hancock, ME), deepest drawdown first: peak, +1.0% YoY, 1.7% off peak (Hancock, ME): 04429; peak, +2.0% YoY, 0.7% off peak (Hancock, ME): 04408, 04416, 04421, 04431, Hancock, ME 04472, 04476, 04605, 04607, Hancock, ME 04609, 04612, 04613, 04614, Hancock, ME 04616, 04617, 04622.
Residential listings by Hancock, ME ZIP
Hancock, ME ZIPs with the most tracked Hancock, ME residential listings: 04605 9 listings, 7 candidates, bank pressure 66; 04607 3 listings, 2 candidates, bank pressure 66; 04416 2 listings, 1 candidates, bank pressure 66; 04429 2 listings, 1 candidates, bank pressure 66 (Hancock, ME); 04634 2 listings, 2 candidates, bank pressure 66; 04664 2 listings, 1 candidates, bank pressure 66; 04476 1 listings, 1 candidates, bank pressure 66; 04616 1 listings, 0 candidates, bank pressure 66. Hancock, ME totals: 27 listings; Hancock, ME candidates 18; active ZIPs 3.
HUD assisted housing in Hancock, ME
4 assisted properties with 98 units sit in Hancock, ME; largest Hancock, ME properties: Deer Run And Benjamin River Apartments (Deer Isle) 40 units, 40 assisted; Gardner Commons (Bucksport) 26 units, 26 assisted; Pinebrook Apartments (Franklin) 18 units, 18 assisted in Hancock, ME; Knox District Housing (Bar Harbor) 14 units, 12 assisted.
Lenders with branches in Hancock, ME
Hancock, ME lenders by branch count: Bar Harbor Bank&Trust (Hancock, ME): stress 53, 8 branches low in Hancock, ME; Camden National Bank (Hancock, ME): stress 61, 7 branches low in Hancock, ME; First National Bank (Hancock, ME): stress 72, 5 branches low in Hancock, ME; Bangor Savings Bank (Hancock, ME): stress 94, 4 branches low in Hancock, ME; Machias Savings Bank (Hancock, ME): stress 66, 2 branches low in Hancock, ME; Bar Harbor Savings&Loan Assn (Hancock, ME): stress 78, 1 branch low in Hancock, ME; Franklin Savings Bank (Hancock, ME): stress 43, 1 branch low in Hancock, ME.
Vacancy and permits, Hancock, ME
15,193 of 40,765 Hancock, ME housing units are vacant; Hancock, ME permits, twelve months: 10 multifamily units in Hancock, ME, 282 one-to-four unit units.
Work Hancock, ME at the parcel level
Every Hancock, ME parcel carries owner and address; every Hancock, ME parcel carries APN; Hancock, ME distress scores sit on the Hancock, ME live board.
Hancock, ME figures refresh with each source.
Hancock, ME questions
Most distressed ZIP code in Hancock County, ME?
ZIP 04429 leads Hancock, ME at 26/100; next in Hancock, ME: 04408 at 25/100; the Hancock, ME average is 25/100.
Where does Hancock County, ME rank for investment opportunity?
Hancock, ME is #568 among all ranked counties, #3 in Maine; the Hancock, ME driver is vacancy; Hancock, ME moved down 125 places.
How many mortgages are delinquent in Hancock County, ME?
Hancock, ME takes the non-metro area reading of 1.1% for December 2025; no CFPB county sample covers Hancock, ME.
Which banks lend in Hancock County, ME?
7 watched lenders hold Hancock, ME branches; the largest Hancock, ME footprints are Bar Harbor Bank&Trust (8), Camden National Bank (7), First National Bank (5).
More on Hancock, ME
Hancock County, ME distress report: public-record figures for Hancock, ME; not legal advice for Hancock, ME; not tax or investment advice; verify every Hancock, ME record before acting.