Maine County Foreclosure & Distress Reports (2026)
One report per county — 16 in Maine — each scored 0-100 from public foreclosure, tax-lien, mortgage and bank-stress records and refreshed monthly. The live county pages sit under the Maine distress hub; insurance pressure is on the Maine home-insurance page.
16 Maine county reports sit in this archive; Maine opportunity phases run 9 early_signal, 4 weak, 2 peak_opportunity; Maine ninety-day delinquency 0.9%; 22 banks chartered in Maine; 3,216 HUD-assisted Maine units.
Maine counties to open first by opportunity rank: Aroostook (#454, peak_opportunity); Oxford (#539, peak_opportunity); Hancock (#581, overheated) in Maine; Waldo (#793, early_signal); Franklin (#793, early_signal); Washington (#972, early_signal).
Maine insurance bands across counties: 11 medium in Maine, 5 low; Maine NFIP claims 751 in three years.
Maine counties in the peak phase (15): Androscoggin, Aroostook, Cumberland, Franklin, Hancock, Kennebec (Maine), Knox, Lincoln, Oxford, Piscataquis, Sagadahoc, Somerset (Maine), Waldo, Washington, York.
Maine counties in the contraction phase (1): Penobscot.
Maine permitted 6,736 housing units in twelve months; 154,717 Maine units sit vacant of 751,876.
Maine counties highest on the national opportunity index: Aroostook #454 (33.7/100, peak_opportunity); Oxford #539 (33.2/100, peak_opportunity); Hancock #581 (33.0/100, overheated) in Maine; Franklin #793 (32.0/100, early_signal); Waldo #793 (32.0/100, early_signal); Washington #972 (31.3/100, early_signal) in Maine; Somerset #1,045 (31.0/100, early_signal); Piscataquis #1,101 (30.8/100, early_signal); York #1,168 (30.6/100, early_signal) in Maine; Knox #1,311 (30.1/100, early_signal); Lincoln #1,311 (30.1/100, early_signal); Penobscot #1,785 (28.5/100, early_signal) in Maine.
How the Maine county reports are scored: each Maine report reads its county's foreclosure filings, Maine tax-lien and tax-deed records, FHA mortgage delinquency in Maine (ninety-day rate 0.9%, December 2025), the FDIC stress of Maine lenders (22 chartered in Maine) and FEMA/NFIP pressure on Maine (751 NFIP claims, three years), then scores every Maine ZIP 0-100.
Aroostook County leads Maine on the opportunity index at #454 nationally with 42 scored ZIPs. Every Maine report is rebuilt monthly from public records; a Maine county whose data lapses keeps its Maine page and says so.