Lincoln County, ME: Foreclosures, Tax Liens & Distressed Properties
Lincoln County, ME, Maine: 27 ZIP codes scored, Lincoln County, ME averaging 21/100 (low, Lincoln, ME). Lincoln County, ME is in its peak phase (Lincoln, ME confidence 40/100): Lincoln, ME home prices up 2.0% (Lincoln, ME) over twelve months. Lincoln County, ME lender headwind: 78/100.
Highest-scoring Lincoln County, ME ZIPs: 04341 (21/100), 04342 (21/100), 04348 (21/100), 04353 (21/100), 04535 (21/100), 04537 (21/100). Also scored in Lincoln County, ME: 04538, 04539, 04541, 04543, 04544, 04551, 04553, 04554, 04555, 04556.
Across Lincoln County, ME's scored ZIPs: median home value $408,254, household income $76,389, 37.4% vacancy, 8.0% poverty, 86% owner-occupied, median age 54.8.
Lincoln County, ME insurance distress 61/100 (#857 in the US); FEMA hazard 40/100 for Lincoln, ME; 2 federal disaster declarations in Lincoln County, ME since 2023; 58 Lincoln, ME NFIP flood claims, $2.4M paid; Lincoln, ME construction distress 50/100.
5 banks with 16 branches lend in Lincoln County, ME; Lincoln, ME weighted bank stress 70/100, highest 94/100 in Lincoln, ME.
Lincoln County, ME unemployment 3.1% (Lincoln, ME -0.9 pts, six months); 157 new housing units permitted in Lincoln County, ME over twelve months, Lincoln, ME up 0% from 157; Lincoln, ME home prices +13.5% a year (Lincoln, ME) over three years.
23,922 housing units in Lincoln County, ME; 2,619 Lincoln, ME renter households; 29% of Lincoln, ME renters spend 30%+ of income on rent, 11% (Lincoln, ME) half or more.
Lincoln County, ME ranks #1,302 nationally on the opportunity index (Lincoln, ME, among all ranked counties); Lincoln, ME scores 30.1/100 and Lincoln, ME sits #10 inside Maine. Lincoln, ME is in the early_signal opportunity phase; Lincoln, ME's primary driver is vacancy, Lincoln, ME second driver construction; Lincoln, ME moved down 391 places. 6 short-sale listings across Lincoln, ME; 32 days on market observed in Lincoln, ME; 25.5% vacancy over 27 Lincoln, ME ZIPs.
No CFPB county sample covers Lincoln County, ME. The non-metro area reading for Lincoln, ME: 1.1% ninety-plus days late; Lincoln, ME's thirty-to-eighty-nine share is 2.1% (Lincoln, ME, December 2025 data); Maine overall 0.9%.
Lincoln County, ME has 5 watched banks; 5 Lincoln, ME banks sit in an elevated band. Lincoln, ME footprints: First National Bank (4 branches, stress 72) in Lincoln, ME; Camden National Bank (4 branches, stress 61) in Lincoln, ME; Bangor Savings Bank (3 branches, stress 94) in Lincoln, ME.
HUD lists 4 assisted multifamily properties in Lincoln County, ME with 51 units; 49 Lincoln, ME units are assisted.
7,330 of the 23,922 housing units in Lincoln, ME sit vacant. Lincoln County, ME permitted 0 multifamily units in twelve months; Lincoln, ME's one-to-four unit structures added 157 units in Lincoln County, ME.