ZIP 04348 Foreclosure, Tax-Lien & Distress Report

Scored on a fixed 0-100 scale, 04348 (Lincoln County, Maine) returns a low composite of 21/100. The pressure is most legible in construction/permit lag (50/100), structural risk (50/100), institutional ownership (45/100). mortgage stress (23/100) stay muted. The split runs 50/100 structural to 7/100 active on the ground. It additionally carries heavy environmental risk: flood (NFIP) exposure (93/100).

The market reads peak — home values rose 2.0% year on year, and 17% higher over three years (phase confidence 40/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

DLRadar's demographic-stress index for the area reads 29/100. Owners hold 83% of homes, renters 17%. The ZIP holds roughly 1,889 housing units. Around 32% of renters are cost-burdened. The poverty rate is 9.5%. Around 29% of adults hold a bachelor's degree or higher. Households earn a median $72,734 — near the roughly $78,000 national figure. 3,497 residents call 04348 home, typically aged 36. The vacancy rate is 33.2% — elevated. A median home runs $286,300 here, or 3.2 times local income.

Net-net, 04348 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 04348 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Because one deterministic model scores every ZIP, 04348's 21/100 can be lined up against any neighbor in Lincoln County, Maine or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed as records update; 04348 shows blanks, not estimates, wherever the record is sparse.

Behind 04348's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 04348 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.