ZIP 04537 Property Distress & Foreclosure Data

Composite property distress in 04537 (Lincoln County, Maine) lands at 21/100 — low on DLRadar's public-record scoring. Climate and flood risk are elevated too — flood (NFIP) exposure (92/100). On the structural side it scores 48/100, with 7/100 of stress already active. The sharpest non-environmental signals are institutional ownership (48/100), structural risk (48/100), construction/permit lag (37/100). construction/permit lag (37/100) and mortgage stress (23/100) stay muted.

Prices here sit in a expansion phase: values rose 6.1% over the trailing year, and 24% higher over three years (phase confidence 43/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

On demographic stress specifically, 04537 scores 30/100. 1,687 residents call 04537 home, typically aged 54. Around 0% of renters are cost-burdened. About 43% have a four-year degree. Roughly 11.1% live below the poverty line. The tenure split is 95% owner-occupied to 5% rented. The vacancy rate is 32.2% — elevated. A median home runs $358,600 here, or 6.2 times local income. Households earn a median $57,476 — below the roughly $78,000 national figure. The ZIP holds roughly 1,252 housing units.

Taken together, 04537 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

21/100
Composite stress
48/100
Structural risk
7/100
Distress activity

Distress signal breakdown — ZIP 04537

Foreclosure activity0
Mortgage stress23
Climate / FEMA risk35
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Lincoln County

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