ZIP 04537 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 04537 (Lincoln County, Maine) lands at 22/100 — low on DLRadar's public-record scoring. Climate and flood risk are elevated too — flood (NFIP) exposure (92/100). Structural exposure scores 51 and live distress 7 on the 0–100 scale. Its standout signals are construction/permit lag (58/100), structural risk (51/100), institutional ownership (42/100). On the quiet end sit mortgage stress (23/100).

Prices here sit in a peak phase: values rose 2.0% over the trailing year, and 24% higher over three years, at 40/100 phase confidence. Topping markets hide individual distress behind strong averages.

On demographic stress specifically, 04537 scores 30/100. 1,687 residents call 04537 home, typically aged 54. Rent burden reaches 0% of tenant households. Educational attainment sits at 43% bachelor's-or-above. Roughly 11.1% live below the poverty line. Owners hold 95% of homes, renters 5%. Vacancy runs 32.2%, above the national norm and a classic distress-and-opportunity signal. A median home runs $358,600 here, or 6.2 times local income. Median household income is $57,476, below the U.S. median near $78,000. There are about 1,252 housing units across 04537.

Taken together, 04537 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 04537 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Whether 04537 runs hot or quiet, its 22/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 04537 can be compared directly against any other ZIP in Lincoln County, Maine or nationwide. Nothing here is interpolated — where a source is thin for 04537, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

04537's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 04537 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.