ZIP 04544 Foreclosure, Tax-Lien & Distress Report
Lincoln County, Maine · High Vacancy market
ZIP 04544's composite property-distress score is 21/100 - DLRadar classes that as low for Lincoln County, Maine. The most distinctive pressure shows up in construction/permit lag (50/100), structural risk (50/100), institutional ownership (45/100). mortgage stress (23/100) stay muted. It additionally carries heavy environmental risk: flood (NFIP) exposure (93/100). The split runs 50/100 structural to 7/100 active on the ground.
The market reads peak — home values rose 2.0% year on year, and 53% higher over three years (phase confidence 40/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Roughly 0.8% live below the poverty line, a low share typical of higher-equity areas. The typical home is worth about $411,500. Rent burden reaches 0% of tenant households. Vacancy runs 50.6%, above the national norm and a classic distress-and-opportunity signal. 872 residents call 04544 home, typically aged 66. The ZIP holds roughly 1,060 housing units. About 66% have a four-year degree. Owners hold 65% of homes, renters 35%. DLRadar's demographic-stress index for the area reads 42/100.
Net-net, 04544 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
The 04544 read uses the identical scoring model applied coast to coast, which means its 21/100 score means exactly what it means anywhere else, and 04544 stays directly comparable to neighboring ZIPs and the rest of Lincoln County, Maine. The score is rebuilt from public data as it updates, so 04544 reflects the current record instead of a stale or modeled snapshot.
Behind 04544's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 04544 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
What is driving ZIP 04544’s distress
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
ZIP 04544 Stress Report snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
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By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
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Get the full acquisition report for 04544
Every distressed parcel in 04544 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology