ZIP 04544 Property Distress & Foreclosure Data

In Lincoln County, Maine, ZIP 04544 scores 21 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are institutional ownership (48/100), structural risk (48/100), construction/permit lag (37/100). By contrast, construction/permit lag (37/100) and mortgage stress (23/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (92/100). On the structural side it scores 48/100, with 7/100 of stress already active.

The market reads expansion — home values rose 6.1% year on year, and 53% higher over three years (phase confidence 43/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The poverty rate is 0.8% — low. The typical home is worth about $411,500. Around 0% of renters are cost-burdened. The vacancy rate is 50.6% — elevated. About 872 people live here, median age 66. The ZIP holds roughly 1,060 housing units. Around 66% of adults hold a bachelor's degree or higher. 65% of housing is owner-occupied. The demographic-stress sub-score lands at 17/100.

Net-net, 04544 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.