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ZIP 04555 Foreclosure, Tax-Lien & Distress Report

Lincoln County, Maine · High Vacancy market

Composite property distress in 04555 (Lincoln County, Maine) lands at 22/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (58/100), structural risk (51/100), institutional ownership (42/100). mortgage stress (23/100) stay muted. On the structural side it scores 51/100, with 7/100 of stress already active. It additionally carries heavy environmental risk: flood (NFIP) exposure (92/100).

Prices here sit in a peak phase: values rose 2.0% over the trailing year, and 26% higher over three years, at 40/100 phase confidence. Topping markets hide individual distress behind strong averages.

There are about 1,247 housing units across 04555. 82% of housing is owner-occupied. At $96,667, median income runs above typical U.S. levels. The typical home is worth about $352,600 (3.0× income, relatively affordable). Around 55% of renters are cost-burdened. About 35% have a four-year degree. About 1,760 people live here, median age 50. DLRadar's demographic-stress index for the area reads 30/100. Roughly 8.5% live below the poverty line. Vacancy runs 27.8%, above the national norm and a classic distress-and-opportunity signal.

On the whole, 04555 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 04555 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 04555 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 22/100 composite is a like-for-like number rather than an isolated estimate. 04555 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 22/100 for 04555 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 04555 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

22/100
Composite stress
51/100
Structural risk
7/100
Distress activity

ZIP 04555 distress signals, scored

Foreclosure activity0
Mortgage stress23
Climate / FEMA risk35
Another 9 scored dimensions sit behind 04555

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

The 04555 distress snapshot

Real-time distress, cycle phase, housing and bank-stress readings for 04555, the same set carried on every parcel.

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