ZIP 04342 Property Distress & Foreclosure Data

DLRadar grades ZIP 04342 (Lincoln County, Maine) at a low 21/100 for overall property distress. Property-level stress concentrates in institutional ownership (48/100), structural risk (48/100), construction/permit lag (37/100). construction/permit lag (37/100) and mortgage stress (23/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (92/100). On the structural side it scores 48/100, with 7/100 of stress already active.

Prices here sit in a expansion phase: values rose 6.1% over the trailing year, and 50% higher over three years (phase confidence 43/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Households earn a median $78,150 — near the roughly $78,000 national figure. The vacancy rate is 11.6% — elevated. Around 20% of renters are cost-burdened. About 30% have a four-year degree. Roughly 9.7% live below the poverty line. 1,639 residents call 04342 home, typically aged 53. The ZIP holds roughly 855 housing units. A median home runs $240,100 here, or 3.0 times local income. On demographic stress specifically, 04342 scores 24/100. The tenure split is 85% owner-occupied to 15% rented.

On balance, 04342 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.