ZIP 04342 Foreclosure, Tax-Lien & Distress Report
Lincoln County, Maine · Distress market
On DLRadar's 0-100 distress scale, ZIP 04342 in Lincoln County, Maine comes in at 22, a low composite-distress reading. The sharpest non-environmental signals are construction/permit lag (50/100), structural risk (50/100), institutional ownership (45/100). On the quiet end sit mortgage stress (23/100). Environmental exposure also runs high (flood (NFIP) exposure (93/100)). Structural exposure scores 50 and live distress 7 on the 0–100 scale.
The market reads peak — home values rose 2.0% year on year, and 50% higher over three years, at 40/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
Households earn a median $78,150 — near the roughly $78,000 national figure. The vacancy rate is 11.6% — elevated. Rent burden reaches 20% of tenant households. Around 30% of adults hold a bachelor's degree or higher. 9.7% of residents fall below the poverty threshold. About 1,639 people live here, median age 53. The ZIP holds roughly 855 housing units. Home values center near $240,100, an affordability ratio of 3.0× — accessible. On demographic stress specifically, 04342 scores 24/100. Owners hold 85% of homes, renters 15%.
On balance 04342 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 04342 is not published yet -- the ZIP-level readings above remain fully sourced.
No ZIP is too small to score: 04342 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 22/100 composite is a like-for-like number rather than an isolated estimate. 04342 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
Each component behind 04342 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 22/100 roll-up. In workflow terms, 04342 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
ZIP 04342 distress signals, scored
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
The 04342 distress snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 04342, the same set carried on every parcel.
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By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring Maine distress
Further distress data across Lincoln County, Maine at ZIP, county and state level.
Unlock parcel-level detail for ZIP 04342
Open 04342 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and owner and lender records in a single click. Updated continuously across the country.
Deterministic. Every signal traces to a public dataset · methodology