ZIP 04539 Property Distress & Foreclosure Data

ZIP code 04539 in Lincoln County, Maine carries a composite property-distress score of 21/100 — a low reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (flood (NFIP) exposure (92/100)). The latent-versus-live split is 48/100 structural and 7/100 already moving. What sets it apart are the readings on institutional ownership (48/100), structural risk (48/100), construction/permit lag (37/100). On the quiet end sit construction/permit lag (37/100) and mortgage stress (23/100).

The expansion-phase market in 04539 posted values that rose 6.1% over the year, and 30% higher over three years (phase confidence 43/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Median household income is $94,688, above the U.S. median near $78,000. The ZIP holds roughly 734 housing units. The vacancy rate is 5.5%. Around 0% of renters are cost-burdened. 11.2% of residents fall below the poverty threshold. Population is roughly 1,524 with a median age of 55. Educational attainment sits at 44% bachelor's-or-above. Owners hold 93% of homes, renters 7%. DLRadar's demographic-stress index for the area reads 20/100. Home values center near $346,900, an affordability ratio of 3.6× — accessible.

Broadly, 04539 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.