ZIP 04564 Foreclosure, Tax-Lien & Distress Report
Lincoln County, Maine · High Vacancy market
ZIP code 04564 in Lincoln County, Maine carries a composite property-distress score of 22/100 — a low reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — flood (NFIP) exposure (92/100). On the structural side it scores 51/100, with 7/100 of stress already active. The pressure is most legible in construction/permit lag (58/100), structural risk (51/100), institutional ownership (42/100). On the quiet end sit mortgage stress (23/100).
Prices here sit in a peak phase: values rose 2.0% over the trailing year, at 40/100 phase confidence. Topping markets hide individual distress behind strong averages.
At $118,077, median income runs above typical U.S. levels. The typical home is worth about $578,500 (4.2× income). Educational attainment sits at 68% bachelor's-or-above. Rent burden reaches 0% of tenant households. The poverty rate is 2.7% — low. The vacancy rate is 53.3% — elevated. On demographic stress specifically, 04564 scores 23/100. The ZIP holds roughly 618 housing units. Owners hold 91% of homes, renters 9%. 477 residents call 04564 home, typically aged 59.
Net-net, 04564 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
No ZIP is too small to score: 04564 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 22/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 04564 shows blanks, not estimates, wherever the record is sparse.
The 22/100 for 04564 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 04564 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
What is driving ZIP 04564’s distress
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Snapshot: 04564 by the numbers
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Nearby ZIPs in Lincoln County
More distress data near 04564
More ZIP, county and state distress intelligence connected to Lincoln County, Maine.
See every distressed parcel in 04564
Open 04564 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.
Each signal above is traceable to an open dataset · methodology