ZIP 04551 Foreclosure, Tax-Lien & Distress Report

In Lincoln County, Maine, ZIP 04551 scores 21 of 100 for composite distress, a low level on DLRadar's distress index. The pressure is most legible in construction/permit lag (50/100), structural risk (50/100), institutional ownership (45/100). On the quiet end sit mortgage stress (23/100). Climate and flood risk are elevated too — flood (NFIP) exposure (93/100). Structural exposure scores 50 and live distress 7 on the 0–100 scale.

The peak-phase market in 04551 posted values that rose 2.0% over the year, and 42% higher over three years (phase confidence 40/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $96,250 — above the roughly $78,000 national figure. Around 0% of renters are cost-burdened. The poverty rate is 8.5%. About 58% have a four-year degree. About 851 people live here, median age 52. The vacancy rate is 45.8% — elevated. Owners hold 91% of homes, renters 9%. There are about 668 housing units across 04551. On demographic stress specifically, 04551 scores 25/100. The typical home is worth about $425,300 (4.4× income).

Net-net, 04551 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 04551 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The number is not local guesswork: 04551's 21/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed as records update; 04551 shows blanks, not estimates, wherever the record is sparse.

04551's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 04551 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.