ZIP 04551 Foreclosure, Tax-Lien & Distress Report

Lincoln County, Maine's ZIP 04551 registers 21/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in institutional ownership (48/100), structural risk (48/100), construction/permit lag (37/100). On the quiet end sit construction/permit lag (37/100) and mortgage stress (23/100). Environmental exposure also runs high (flood (NFIP) exposure (92/100)). On the structural side it scores 48/100, with 7/100 of stress already active.

The expansion-phase market in 04551 posted values that rose 6.1% over the year, and 42% higher over three years (phase confidence 43/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Median household income is $96,250, above the U.S. median near $78,000. Around 0% of renters are cost-burdened. 8.5% of residents fall below the poverty threshold. Educational attainment sits at 58% bachelor's-or-above. Population is roughly 851 with a median age of 52. The vacancy rate is 45.8% — elevated. Owners hold 91% of homes, renters 9%. The ZIP holds roughly 668 housing units. DLRadar's demographic-stress index for the area reads 25/100. Home values center near $425,300, an affordability ratio of 4.4×.

On the whole, 04551 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.