ZIP 04538 Property Distress & Foreclosure Data

Lincoln County, Maine's ZIP 04538 registers 21/100 composite distress, which DLRadar reads as low. Structural risk reads 48/100 against active distress of 7/100. The most distinctive pressure shows up in institutional ownership (48/100), structural risk (48/100), construction/permit lag (37/100). By contrast, construction/permit lag (37/100) and mortgage stress (23/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (92/100).

The market reads expansion — home values rose 6.1% year on year, and 21% higher over three years, at 43/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

The typical home is worth about $388,100 (6.2× income). At $60,000, median income runs below typical U.S. levels. There are about 1,892 housing units across 04538. Rent burden reaches 42% of tenant households. About 1,688 people live here, median age 64. Vacancy runs 52.1%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 41/100. Around 45% of adults hold a bachelor's degree or higher. 76% of housing is owner-occupied. The poverty rate is 15.9%.

Net-net, 04538 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.