Maine Foreclosures, Tax Liens & Distressed Properties

Every Maine county and ZIP carries a DLRadar distress score built from county and parcel records. The dominant market phase statewide is peak (avg HPI +2.2% YoY). The state covers 16 scored counties and 426 ZIP codes, averaging 24/100 composite distress. The phase distribution across counties: 15 peak, 1 contraction.

Waldo County, Piscataquis County, Knox County, Androscoggin County, Penobscot County top Maine for distress; drill into any for the ZIP detail.

At the ZIP level, the highest distress in Maine shows up in 03901 (29/100), 03902 (29/100), 03903 (29/100), 03904 (29/100), 03905 (29/100).

Distress and market phase, county by county in Maine:

Androscoggin County — peak, prices up 0.8%, headwind 80/100. Aroostook County: peak, appreciation near 2.0%, lender pressure 72/100. Cumberland County is in its peak phase, values rising 4.2%, bank stress 62/100. Franklin County: peak, up 2.0% on the year, bank stress 34/100. Hancock County sits in peak, values rising 2.0%, headwind 70/100. Kennebec County is in its peak phase, prices up 2.9%, a 60/100 lender reading. Knox County: peak, prices up 2.0%, lender pressure 84/100.

Lincoln County reads peak — up 2.0% on the year, a 78/100 lender reading. Oxford County sits in peak, values rising 2.0%, lender pressure 47/100. Penobscot County sits in contraction, values off 0.5%, down 2.9% from its high, a 80/100 lender reading. DLRadar reads Piscataquis County as peak — appreciation near 2.0%, headwind 100/100. Sagadahoc County: peak, values rising 4.2%, headwind 52/100. Somerset County reads peak — prices up 2.0%, a 55/100 lender reading. Waldo County is in its peak phase, appreciation near 2.0%, lender pressure 100/100.

Washington County is in its peak phase, up 2.0% on the year, lender pressure 80/100. York County is in its peak phase, values rising 4.2%, a 77/100 lender reading.

Maine opportunity phases: 9 early_signal, 4 weak, 2 peak_opportunity, 1 overheated; Maine average index 30.0. Best-ranked Maine counties: Aroostook #450 (33.7), construction; Oxford #515 (33.4), vacancy; Hancock #568 (33.1), vacancy in Maine; Waldo #722 (32.3), vacancy; Franklin #722 (32.3), vacancy; Washington #941 (31.4), vacancy.

Maine mortgages ninety-plus days late: 0.9%; Maine thirty-to-eighty-nine days late 2.0% (December 2025); 4 Maine counties sit in the CFPB sample; highest Maine county readings: Penobscot 0.9%, York 0.8%, Kennebec 0.7%, Cumberland 0.6%.

Maine county unemployment averages 3.5% across 16 counties; Maine permitted 6,736 housing units in twelve months (2,083 multifamily); 154,717 of 751,876 Maine housing units are vacant; 153,056 Maine renter households, 40.7% spending 30%+ of income on rent.

Maine ZIP price-cycle phases: 609 peak, 90 neutral, 40 contraction, 4 expansion.