Kennebec County, ME: Foreclosures, Tax Liens & Distressed Properties
Kennebec County, ME, Maine: 27 ZIP codes scored, Kennebec County, ME averaging 23/100 (low, Kennebec, ME), from 23 to 24. Kennebec County, ME is in its peak phase (Kennebec, ME confidence 29/100): Kennebec, ME home prices up 2.9% (Kennebec, ME) over twelve months. Kennebec County, ME lender headwind: 60/100.
Highest-scoring Kennebec County, ME ZIPs: 04988 (24/100), 04259 (23/100), 04265 (23/100), 04284 (23/100), 04330 (23/100), 04344 (23/100). Also scored in Kennebec County, ME: 04345, 04346, 04347, 04349, 04350, 04351, 04352, 04355, 04358, 04359.
Across Kennebec County, ME's scored ZIPs: median home value $250,348, household income $66,056, 19.0% vacancy, 10.4% poverty, 79% owner-occupied, median age 46.0.
Kennebec County, ME insurance distress 33/100 (#1,503 in the US); FEMA hazard 40/100 for Kennebec, ME; 2 federal disaster declarations in Kennebec County, ME since 2023; 3 Kennebec, ME NFIP flood claims; Kennebec, ME construction distress 51/100.
8 banks with 29 branches lend in Kennebec County, ME; Kennebec, ME weighted bank stress 62/100, highest 94/100 in Kennebec, ME.
Kennebec County, ME unemployment 3.2% (Kennebec, ME -0.1 pts, six months); 477 new housing units permitted in Kennebec County, ME over twelve months, Kennebec, ME down 1% from 482; Kennebec, ME home prices +11.5% a year (Kennebec, ME) over three years.
63,521 housing units in Kennebec County, ME; 14,694 Kennebec, ME renter households; 42% of Kennebec, ME renters spend 30%+ of income on rent, 19% (Kennebec, ME) half or more.
Kennebec County, ME ranks #2,618 nationally on the opportunity index (Kennebec, ME, among all ranked counties); Kennebec, ME scores 25.3/100 and Kennebec, ME sits #15 inside Maine. Kennebec, ME is in the weak opportunity phase; Kennebec, ME's primary driver is vacancy, Kennebec, ME second driver bank institutional; Kennebec, ME moved down 397 places. 5 short-sale listings across Kennebec, ME; 64 days on market observed in Kennebec, ME; 13.4% vacancy over 27 Kennebec, ME ZIPs.
0.7% of Kennebec County, ME mortgages were ninety-plus days late in December 2025; Kennebec, ME's thirty-to-eighty-nine-day share was 2.4% (CFPB county sample). Kennebec, ME's ninety-day rate is unchanged on twelve months earlier; the Kennebec, ME peak since 2008 was 4.5% in January 2010; Maine overall reads 0.9%.
Kennebec County, ME has 6 watched banks; 6 Kennebec, ME banks sit in an elevated band. Kennebec, ME footprints: Camden National Bank (11 branches, stress 61) in Kennebec, ME; Kennebec Savings Bank (6 branches, stress 51) in Kennebec, ME; Bangor Savings Bank (4 branches, stress 94) in Kennebec, ME.
HUD lists 8 assisted multifamily properties in Kennebec County, ME with 358 units; 357 Kennebec, ME units are assisted, 3 Kennebec, ME properties under project-based Section 8.
9,209 of the 63,521 housing units in Kennebec, ME sit vacant. Kennebec County, ME permitted 61 multifamily units in twelve months; Kennebec, ME's one-to-four unit structures added 416 units in Kennebec County, ME.
Most distressed ZIP codes in Kennebec County
Further intelligence on this market
Each lens narrows the last: national pressure, then lender and insurer stress, then the ZIP, then the parcel and the people behind it.
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