ZIP 04259 Property Distress & Foreclosure Data

Kennebec County, Maine's ZIP 04259 registers 24/100 composite distress, which DLRadar reads as low. Structural risk reads 52/100 against active distress of 4/100. The most distinctive pressure shows up in construction/permit lag (55/100), structural risk (52/100), institutional ownership (33/100). By contrast, institutional ownership (33/100) and mortgage stress (14/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (77/100).

The market reads expansion — home values rose 5.5% year on year, and 25% higher over three years, at 38/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Vacancy runs 21.4%, above the national norm and a classic distress-and-opportunity signal. At $94,868, median income runs above typical U.S. levels. 79% of housing is owner-occupied. Around 36% of adults hold a bachelor's degree or higher. The typical home is worth about $298,300 (3.0× income, relatively affordable). There are about 1,890 housing units across 04259. About 3,493 people live here, median age 47. The demographic-stress sub-score lands at 29/100. Rent burden reaches 55% of tenant households. The poverty rate is 3.6% — low.

Net-net, 04259 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

24/100
Composite stress
52/100
Structural risk
4/100
Distress activity

Distress signal breakdown — ZIP 04259

Foreclosure activity0
Mortgage stress14
Climate / FEMA risk77
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Kennebec County

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Deterministic. Every signal traces to a public dataset · methodology