ZIP 04364 Property Distress & Foreclosure Data

In Kennebec County, Maine, ZIP 04364 scores 24 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (77/100). On the structural side it scores 52/100, with 4/100 of stress already active. Its standout signals are construction/permit lag (55/100), structural risk (52/100), institutional ownership (33/100). By contrast, institutional ownership (33/100) and mortgage stress (14/100) register low.

The market reads expansion — home values rose 5.5% year on year, and 22% higher over three years (phase confidence 38/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The ZIP holds roughly 3,354 housing units. The vacancy rate is 22.7% — elevated. At $82,858, median income runs near typical U.S. levels. Around 39% of renters are cost-burdened. The demographic-stress sub-score lands at 29/100. Around 37% of adults hold a bachelor's degree or higher. 86% of housing is owner-occupied. The typical home is worth about $294,800 (3.3× income, relatively affordable). The poverty rate is 13.9%. About 6,153 people live here, median age 43.

Net-net, 04364 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.