ZIP 04364 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 04364 (Kennebec County, Maine) lands at 22/100 — low on DLRadar's public-record scoring. Climate and flood risk are elevated too — climate & FEMA risk (77/100). Structural risk reads 48/100 against active distress of 4/100. The pressure is most legible in construction/permit lag (49/100), structural risk (48/100), institutional ownership (27/100). By contrast, institutional ownership (27/100) and mortgage stress (14/100) register low.

The market reads peak — home values rose 2.9% year on year, and 22% higher over three years, at 29/100 phase confidence. Topping markets hide individual distress behind strong averages.

There are about 3,354 housing units across 04364. Vacancy runs 22.7%, above the national norm and a classic distress-and-opportunity signal. Households earn a median $82,858 — near the roughly $78,000 national figure. Rent burden reaches 39% of tenant households. DLRadar's demographic-stress index for the area reads 29/100. Around 37% of adults hold a bachelor's degree or higher. Owners hold 86% of homes, renters 14%. A median home runs $294,800 here, or 3.3 times local income. Roughly 13.9% live below the poverty line. About 6,153 people live here, median age 43.

On the whole, 04364 leans distressed, with opportunity clustered in specific stressed parcels. While 04364 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 04364's 22/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 04364 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 22/100 figure for 04364 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 04364 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.