ZIP 04989 Foreclosure, Tax-Lien & Distress Report

ZIP 04989's composite property-distress score is 22/100 - DLRadar classes that as low for Kennebec County, Maine. Structural exposure scores 48 and live distress 4 on the 0–100 scale. Leading the profile are construction/permit lag (49/100), structural risk (48/100), institutional ownership (27/100). On the quiet end sit institutional ownership (27/100) and mortgage stress (14/100). It additionally carries heavy environmental risk: climate & FEMA risk (77/100).

The market reads peak — home values rose 2.9% year on year, and 28% higher over three years (phase confidence 29/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Owners hold 83% of homes, renters 17%. Vacancy runs 12.7%, above the national norm and a classic distress-and-opportunity signal. Households earn a median $74,828 — near the roughly $78,000 national figure. Around 29% of renters are cost-burdened. There are about 2,250 housing units across 04989. On demographic stress specifically, 04989 scores 25/100. A median home runs $244,300 here, or 2.9 times local income. Educational attainment sits at 31% bachelor's-or-above. 4,544 residents call 04989 home, typically aged 49. Roughly 6.7% live below the poverty line, a low share typical of higher-equity areas.

Taken together, 04989 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 04989 at the moment; the composite and its components are still built from verifiable public records.

The 04989 read uses the identical public-record model applied coast to coast, which means its 22/100 score means exactly what it means anywhere else, and 04989 stays directly comparable to neighboring ZIPs and the rest of Kennebec County, Maine. Sparse data for 04989 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 04989 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 22/100 roll-up. The point of the 04989 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.