ZIP 04989 Property Distress & Foreclosure Data

Kennebec County, Maine's ZIP 04989 registers 24/100 composite distress, which DLRadar reads as low. Structural risk reads 52/100 against active distress of 4/100. The most distinctive pressure shows up in construction/permit lag (55/100), structural risk (52/100), institutional ownership (33/100). On the quiet end sit institutional ownership (33/100) and mortgage stress (14/100). Environmental exposure also runs high (climate & FEMA risk (77/100)).

The expansion-phase market in 04989 posted values that rose 5.5% over the year, and 28% higher over three years, at 38/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Owners hold 83% of homes, renters 17%. Vacancy runs 12.7%, above the national norm and a classic distress-and-opportunity signal. Median household income is $74,828, near the U.S. median near $78,000. Rent burden reaches 29% of tenant households. There are about 2,250 housing units across 04989. DLRadar's demographic-stress index for the area reads 25/100. Home values center near $244,300, an affordability ratio of 2.9× — accessible. Educational attainment sits at 31% bachelor's-or-above. Population is roughly 4,544 with a median age of 49. 6.7% of residents fall below the poverty threshold.

On the whole, 04989 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.