ZIP 04358 Property Distress & Foreclosure Data

Kennebec County, Maine's ZIP 04358 registers 24/100 composite distress, which DLRadar reads as low. It additionally carries heavy environmental risk: climate & FEMA risk (77/100). The most distinctive pressure shows up in construction/permit lag (55/100), structural risk (52/100), institutional ownership (33/100). By contrast, institutional ownership (33/100) and mortgage stress (14/100) register low. Structural risk reads 52/100 against active distress of 4/100.

The market reads expansion — home values rose 5.5% year on year, and 39% higher over three years, at 38/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 4,475 people live here, median age 40. The typical home is worth about $240,000 (2.5× income, relatively affordable). At $93,825, median income runs above typical U.S. levels. There are about 2,539 housing units across 04358. 91% of housing is owner-occupied. Around 35% of adults hold a bachelor's degree or higher. Vacancy runs 24.6%, above the national norm and a classic distress-and-opportunity signal. The poverty rate is 7.5%. The demographic-stress sub-score lands at 21/100. Rent burden reaches 9% of tenant households.

Net-net, 04358 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.