ZIP 04358 Foreclosure, Tax-Lien & Distress Report

ZIP code 04358 in Kennebec County, Maine carries a composite property-distress score of 23/100 — a low reading on DLRadar's deterministic distress index. Environmental exposure also runs high (climate & FEMA risk (77/100)). The sharpest non-environmental signals are construction/permit lag (51/100), structural risk (49/100), institutional ownership (30/100). institutional ownership (30/100) and mortgage stress (14/100) stay muted. On the structural side it scores 49/100, with 4/100 of stress already active.

Prices here sit in a peak phase: values rose 2.9% over the trailing year, and 39% higher over three years (phase confidence 29/100). Topping markets hide individual distress behind strong averages.

4,475 residents call 04358 home, typically aged 40. A median home runs $240,000 here, or 2.5 times local income. At $93,825, median income runs above typical U.S. levels. There are about 2,539 housing units across 04358. Owners hold 91% of homes, renters 9%. Educational attainment sits at 35% bachelor's-or-above. The vacancy rate is 24.6% — elevated. 7.5% of residents fall below the poverty threshold. The demographic-stress sub-score lands at 21/100. Rent burden reaches 9% of tenant households.

On the whole, 04358 leans distressed, with opportunity clustered in specific stressed parcels. 04358 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Big metro or rural, 04358 runs through one identical scoring model, so its 23/100 sits on the same scale as every other ZIP in Kennebec County, Maine and the nation. 04358 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 23/100 figure for 04358 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 04358 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.