ZIP 04363 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 04363 (Kennebec County, Maine) at a low 22/100 for overall property distress. The split runs 48/100 structural to 4/100 active on the ground. What sets it apart are the readings on construction/permit lag (49/100), structural risk (48/100), institutional ownership (27/100). On the quiet end sit institutional ownership (27/100) and mortgage stress (14/100). Environmental exposure also runs high (climate & FEMA risk (77/100)).

The market reads peak — home values rose 2.9% year on year, and 55% higher over three years (phase confidence 29/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Vacancy runs 11.2%. Owners hold 88% of homes, renters 12%. Around 20% of adults hold a bachelor's degree or higher. On demographic stress specifically, 04363 scores 26/100. The typical home is worth about $228,800 (3.3× income, relatively affordable). The poverty rate is 4.2% — low. About 2,666 people live here, median age 43. The ZIP holds roughly 1,203 housing units. Around 32% of renters are cost-burdened. Households earn a median $65,852 — below the roughly $78,000 national figure.

Overall, 04363 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. There is no property file for 04363 at the moment; the composite and its components are still built from verifiable public records.

Whether 04363 runs hot or quiet, its 22/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 04363 can be compared directly against any other ZIP in Kennebec County, Maine or nationwide. Sparse data for 04363 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 04363 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 22/100 roll-up. In workflow terms, 04363 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.