ZIP 04344 Foreclosure, Tax-Lien & Distress Report

In Kennebec County, Maine, ZIP 04344 scores 23 of 100 for composite distress, a low level on DLRadar's distress index. Property-level stress concentrates in construction/permit lag (51/100), structural risk (49/100), institutional ownership (30/100). By contrast, institutional ownership (30/100) and mortgage stress (14/100) register low. Latent structural risk is 49/100 while live distress already moving reads 4/100. Environmental exposure also runs high (climate & FEMA risk (77/100)).

Prices here sit in a peak phase: values rose 2.9% over the trailing year, and 12% higher over three years, at 29/100 phase confidence. Topping markets hide individual distress behind strong averages.

Around 52% of renters are cost-burdened. Around 40% of adults hold a bachelor's degree or higher. At $60,000, median income runs below typical U.S. levels. There are about 1,513 housing units across 04344. Roughly 22.0% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The vacancy rate is 2.9%. A median home runs $249,700 here, or 3.4 times local income. On demographic stress specifically, 04344 scores 33/100. 3,001 residents call 04344 home, typically aged 41. 60% of housing is owner-occupied.

Net-net, 04344 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 04344 at the moment; the composite and its components are still built from verifiable records.

Because one deterministic model scores every ZIP, 04344's 23/100 can be lined up against any neighbor in Kennebec County, Maine or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 04344 reflects the current record instead of a stale or modeled snapshot.

04344's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 04344 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.