ZIP 04355 Property Distress & Foreclosure Data

In Kennebec County, Maine, ZIP 04355 scores 24 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (77/100). The latent-versus-live split is 52/100 structural and 4/100 already moving. Its standout signals are construction/permit lag (55/100), structural risk (52/100), institutional ownership (33/100). By contrast, institutional ownership (33/100) and mortgage stress (14/100) register low.

The market reads expansion — home values rose 5.5% year on year, and 24% higher over three years (phase confidence 38/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Around 51% of adults hold a bachelor's degree or higher. The poverty rate is 5.4% — low. Around 46% of renters are cost-burdened. The vacancy rate is 26.6% — elevated. At $88,583, median income runs above typical U.S. levels. The ZIP holds roughly 1,371 housing units. About 2,628 people live here, median age 44. 89% of housing is owner-occupied. The demographic-stress sub-score lands at 28/100. The typical home is worth about $326,400 (3.4× income, relatively affordable).

Net-net, 04355 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.