ZIP 04355 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 04355 in Kennebec County, Maine comes in at 23, a low composite-distress reading. It additionally carries heavy environmental risk: climate & FEMA risk (77/100). Structurally it carries 49/100, against 4/100 of stress already in motion. The pressure is most legible in construction/permit lag (51/100), structural risk (49/100), institutional ownership (30/100). By contrast, institutional ownership (30/100) and mortgage stress (14/100) register low.

Prices here sit in a peak phase: values rose 2.9% over the trailing year, and 24% higher over three years (phase confidence 29/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Around 51% of adults hold a bachelor's degree or higher. Roughly 5.4% live below the poverty line, a low share typical of higher-equity areas. Rent burden reaches 46% of tenant households. The vacancy rate is 26.6% — elevated. Median household income is $88,583, above the U.S. median near $78,000. There are about 1,371 housing units across 04355. 2,628 residents call 04355 home, typically aged 44. 89% of housing is owner-occupied. On demographic stress specifically, 04355 scores 28/100. The typical home is worth about $326,400 (3.4× income, relatively affordable).

Net-net, 04355 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 04355 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 04355 read uses the identical scoring model applied coast to coast, which means its 23/100 score means exactly what it means anywhere else, and 04355 stays directly comparable to neighboring ZIPs and the rest of Kennebec County, Maine. Sparse data for 04355 shows as blanks, never estimates, and the score updates on every fresh public filing.

04355's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 04355 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.