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ZIP 04910 Foreclosure, Tax-Lien & Distress Report

Kennebec County, Maine · Distress market

Composite property distress in 04910 (Kennebec County, Maine) lands at 22/100 — low on DLRadar's public-record scoring. The split runs 48/100 structural to 4/100 active on the ground. Environmental exposure also runs high (climate & FEMA risk (77/100)). Its standout signals are construction/permit lag (49/100), structural risk (48/100), institutional ownership (27/100). By contrast, institutional ownership (27/100) and mortgage stress (14/100) register low.

The market reads peak — home values rose 2.9% year on year, at 29/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 2,358 with a median age of 51. The poverty rate is 19.1% — high, a tax-stress and distress correlate. Home values center near $230,900, an affordability ratio of 3.6× — accessible. 76% of housing is owner-occupied. There are about 993 housing units across 04910. The vacancy rate is 5.2%. DLRadar's demographic-stress index for the area reads 29/100. Rent burden reaches 19% of tenant households. At $57,356, median income runs below typical U.S. levels. Educational attainment sits at 20% bachelor's-or-above.

Overall, 04910 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 04910 runs hot or quiet, its 22/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 04910 can be compared directly against any other ZIP in Kennebec County, Maine or nationwide. Sparse data for 04910 shows as blanks, never estimates, and the score updates on every fresh public filing.

04910's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 04910 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

22/100
Composite stress
48/100
Structural risk
4/100
Distress activity

Distress signal breakdown — ZIP 04910

Foreclosure activity0
Mortgage stress14
Climate / FEMA risk77
9 further dimensions of distress are measured for this ZIP

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

04910 at a glance

04910 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.

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The complete 04910 distress and acquisition report

The full 04910 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.

Deterministic scoring, sourced entirely from public data · methodology

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