ZIP 04988 Foreclosure, Tax-Lien & Distress Report

Waldo County, Maine's ZIP 04988 registers 24/100 composite distress, which DLRadar reads as low. Climate and flood risk are elevated too — flood (NFIP) exposure (75/100). The latent-versus-live split is 54/100 structural and 6/100 already moving. Leading the profile are construction/permit lag (58/100), structural risk (54/100), institutional ownership (43/100). On the quiet end sit mortgage stress (21/100).

The market reads peak — home values rose 2.2% year on year, at 38/100 phase confidence. Topping markets hide individual distress behind strong averages.

The vacancy rate is 25.7% — elevated. Roughly 26.5% live below the poverty line, elevated and often tied to deferred-maintenance inventory. About 1,958 people live here, median age 34. Rent burden reaches 22% of tenant households. Around 20% of adults hold a bachelor's degree or higher. 71% of housing is owner-occupied. Median household income is $50,000, below the U.S. median near $78,000. The demographic-stress sub-score lands at 34/100. The typical home is worth about $203,600 (3.8× income, relatively affordable). There are about 828 housing units across 04988.

On the whole, 04988 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 04988 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 04988 read uses the identical public-record model applied coast to coast, which means its 24/100 score means exactly what it means anywhere else, and 04988 stays directly comparable to neighboring ZIPs and the rest of Waldo County, Maine. The score is rebuilt from public data as it updates, so 04988 reflects the current record instead of a stale or modeled snapshot.

Behind 04988's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 04988 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.