ZIP 04988 Property Distress & Foreclosure Data

Composite property distress in 04988 (Waldo County, Maine) lands at 24/100 — low on DLRadar's public-record scoring. It additionally carries heavy environmental risk: flood (NFIP) exposure (75/100), FEMA disaster exposure (62/100). On the structural side it scores 54/100, with 6/100 of stress already active. The sharpest non-environmental signals are structural risk (54/100), institutional ownership (50/100), construction/permit lag (45/100). By contrast, mortgage stress (21/100) register low.

The market reads expansion — home values rose 6.0% year on year (phase confidence 42/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The vacancy rate is 25.7% — elevated. The poverty rate is 26.5% — high, a tax-stress and distress correlate. About 1,958 people live here, median age 34. Around 22% of renters are cost-burdened. Around 20% of adults hold a bachelor's degree or higher. 71% of housing is owner-occupied. At $50,000, median income runs below typical U.S. levels. The demographic-stress sub-score lands at 34/100. The typical home is worth about $203,600 (3.8× income, relatively affordable). The ZIP holds roughly 828 housing units.

Net-net, 04988 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

24/100
Composite stress
54/100
Structural risk
6/100
Distress activity

Distress signal breakdown — ZIP 04988

Foreclosure activity0
Mortgage stress21
Climate / FEMA risk50
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Waldo County

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Deterministic. Every signal traces to a public dataset · methodology