ZIP 04901 Foreclosure, Tax-Lien & Distress Report

ZIP 04901's composite property-distress score is 23/100 - DLRadar classes that as low for Kennebec County, Maine. Latent structural risk is 50/100 while live distress already moving reads 4/100. What sets it apart are the readings on construction/permit lag (51/100), structural risk (50/100), institutional ownership (30/100). By contrast, institutional ownership (30/100) and mortgage stress (14/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (77/100).

The peak-phase market in 04901 posted values that rose 2.9% over the year, and 29% higher over three years (phase confidence 29/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The typical home is worth about $204,700 (3.5× income, relatively affordable). Vacancy runs 6.9%. There are about 12,296 housing units across 04901. Owners hold 58% of homes, renters 42%. On demographic stress specifically, 04901 scores 32/100. Rent burden reaches 39% of tenant households. Median household income is $54,122, below the U.S. median near $78,000. About 30% have a four-year degree. Population is roughly 27,431 with a median age of 38. Roughly 18.0% live below the poverty line, elevated and often tied to deferred-maintenance inventory.

On balance 04901 is mixed, rewarding parcel-by-parcel screening over broad assumptions. 04901 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Big metro or rural, 04901 runs through one identical scoring model, so its 23/100 sits on the same scale as every other ZIP in Kennebec County, Maine and the nation. 04901 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Behind 04901's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 04901 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.