ZIP 04901 Property Distress & Foreclosure Data

Composite property distress in 04901 (Kennebec County, Maine) lands at 24/100 — low on DLRadar's public-record scoring. Structural risk reads 52/100 against active distress of 4/100. The sharpest non-environmental signals are construction/permit lag (55/100), structural risk (52/100), institutional ownership (33/100). By contrast, institutional ownership (33/100) and mortgage stress (14/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (77/100).

The market reads expansion — home values rose 5.5% year on year, and 29% higher over three years, at 38/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

The typical home is worth about $204,700 (3.5× income, relatively affordable). Vacancy runs 6.9%. There are about 12,296 housing units across 04901. 58% of housing is owner-occupied. The demographic-stress sub-score lands at 32/100. Rent burden reaches 39% of tenant households. At $54,122, median income runs below typical U.S. levels. Around 30% of adults hold a bachelor's degree or higher. About 27,431 people live here, median age 38. The poverty rate is 18.0% — high, a tax-stress and distress correlate.

Net-net, 04901 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.