ZIP 04963 Foreclosure, Tax-Lien & Distress Report
Kennebec County, Maine · High Vacancy market
DLRadar grades ZIP 04963 (Kennebec County, Maine) at a low 23/100 for overall property distress. On the structural side it scores 50/100, with 4/100 of stress already active. Property-level stress concentrates in construction/permit lag (51/100), structural risk (50/100), institutional ownership (30/100). institutional ownership (30/100) and mortgage stress (14/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (77/100).
Prices here sit in a peak phase: values rose 2.9% over the trailing year, and 12% higher over three years (phase confidence 29/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
The ZIP holds roughly 4,108 housing units. The vacancy rate is 24.8% — elevated. Households earn a median $73,611 — near the roughly $78,000 national figure. Owners hold 83% of homes, renters 17%. About 24% have a four-year degree. Rent burden reaches 58% of tenant households. The typical home is worth about $247,200 (3.1× income, relatively affordable). DLRadar's demographic-stress index for the area reads 32/100. About 7,375 people live here, median age 45. 10.5% of residents fall below the poverty threshold.
Net-net, 04963 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Big metro or rural, 04963 runs through one identical scoring model, so its 23/100 sits on the same scale as every other ZIP in Kennebec County, Maine and the nation. 04963 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 23/100 for 04963 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 04963 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
What is driving ZIP 04963’s distress
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
Snapshot: 04963 by the numbers
A live read on 04963: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Nearby ZIPs in Kennebec County
Nearest ZIP codes to 04963
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Keep going: ZIP, county and state distress coverage for Kennebec County, Maine.
The complete 04963 distress and acquisition report
Open 04963 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and owner and lender records in a single click. Updated continuously across the country.
Built from public records, scored the same way everywhere · methodology