ZIP 04978 Property Distress & Foreclosure Data

DLRadar grades ZIP 04978 (Somerset County, Maine) at a low 23/100 for overall property distress. Climate and flood risk are elevated too — climate & FEMA risk (68/100). Property-level stress concentrates in construction/permit lag (71/100), structural risk (49/100), institutional ownership (28/100). institutional ownership (28/100) and mortgage stress (14/100) stay muted. Structural risk reads 49/100 against active distress of 4/100.

Prices here sit in a expansion phase: values rose 6.1% over the trailing year, at 43/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

A median home runs $242,800 here, or 2.2 times local income. The tenure split is 91% owner-occupied to 10% rented. Vacancy runs 40.2%, above the national norm and a classic distress-and-opportunity signal. On demographic stress specifically, 04978 scores 24/100. Households earn a median $105,694 — above the roughly $78,000 national figure. There are about 683 housing units across 04978. 867 residents call 04978 home, typically aged 56. About 36% have a four-year degree. Roughly 4.7% live below the poverty line, a low share typical of higher-equity areas. Rent burden reaches 35% of tenant households.

Taken together, 04978 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.