ZIP 04920 Foreclosure, Tax-Lien & Distress Report
Somerset County, Maine · High Vacancy market
In Somerset County, Maine, ZIP 04920 scores 23 of 100 for composite distress, a low level on DLRadar's distress index. Environmental exposure also runs high (climate & FEMA risk (68/100)). Structurally it carries 50/100, against 4/100 of stress already in motion. Its standout signals are construction/permit lag (81/100), structural risk (50/100), institutional ownership (25/100). institutional ownership (25/100) and mortgage stress (14/100) stay muted.
The market reads peak — home values rose 2.0% year on year (phase confidence 40/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
At $43,138, median income runs below typical U.S. levels. The poverty rate is 16.2%. The tenure split is 79% owner-occupied to 21% rented. Around 11% of renters are cost-burdened. A median home runs $128,100 here, or 2.5 times local income. Around 12% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 26/100. The ZIP holds roughly 1,312 housing units. Population is roughly 1,775 with a median age of 58. Vacancy runs 29.0%, above the national norm and a classic distress-and-opportunity signal.
On the whole, 04920 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 04920 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
Big metro or rural, 04920 runs through one identical scoring model, so its 23/100 sits on the same scale as every other ZIP in Somerset County, Maine and the nation. Where the record is thin for 04920, the field stays empty rather than modeled, and fills in as new documents post.
The 23/100 for 04920 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 04920 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Signal-by-signal read on 04920
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
Snapshot: 04920 by the numbers
Real-time distress, cycle phase, housing and bank-stress readings for 04920, the same set carried on every parcel.
Somerset County ZIPs near 04920
Nearest ZIP codes to 04920
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Further distress data across Somerset County, Maine at ZIP, county and state level.
Get the full acquisition report for 04920
Open 04920 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and owner and lender records in a single click. Updated continuously across the country.
Each signal above is traceable to an open dataset · methodology