ZIP 04942 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 04942 (Somerset County, Maine) lands at 20/100 — low on DLRadar's public-record scoring. The pressure is most legible in construction/permit lag (66/100), structural risk (44/100), institutional ownership (23/100). By contrast, institutional ownership (23/100) and mortgage stress (15/100) register low. Structural exposure scores 44 and live distress 5 on the 0–100 scale. Climate and flood risk are elevated too — climate & FEMA risk (62/100).

The peak-phase market in 04942 posted values that rose 2.0% over the year, at 40/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $51,125, below the U.S. median near $78,000. Rent burden reaches 38% of tenant households. Vacancy runs 48.3%, above the national norm and a classic distress-and-opportunity signal. Around 17% of adults hold a bachelor's degree or higher. The tenure split is 78% owner-occupied to 22% rented. DLRadar's demographic-stress index for the area reads 35/100. The poverty rate is 15.6%. 1,154 residents call 04942 home, typically aged 54. There are about 1,056 housing units across 04942. The typical home is worth about $170,300 (3.4× income, relatively affordable).

Taken together, 04942 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 04942 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 04942 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 20/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 04942 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 04942 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 20/100 roll-up. In workflow terms, 04942 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.