Somerset County, ME Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Somerset County, Maine? DLRadar grades every Somerset County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 24/100. Here is the 2026 Somerset County breakdown.
- Somerset County's most distressed ZIP is 04930 at 24/100.
- 26 ZIP codes tracked in Somerset County, averaging 23/100 distress.
- Somerset County reads peak — home values up 2.0% year over year, 0.7% off peak.
- Vacancy runs 30% across Somerset County's tracked ZIPs, with a 13.7% poverty rate.
- The typical Somerset County home is worth about $194,268 against a ~$56,499 median income.
- Lending headwind in Somerset County sits at 55/100 — a forward read on distressed supply.
Figures come from DLRadar's public-record distress index and refresh every month. Free to quote with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 04930 | 24/100 |
| 2 | 04911 | 23/100 |
| 3 | 04912 | 23/100 |
| 4 | 04920 | 23/100 |
| 5 | 04923 | 23/100 |
| 6 | 04924 | 23/100 |
| 7 | 04925 | 23/100 |
| 8 | 04929 | 23/100 |
| 9 | 04937 | 23/100 |
| 10 | 04943 | 23/100 |
| 11 | 04944 | 23/100 |
| 12 | 04945 | 23/100 |
Most distressed ZIP codes in Somerset County (composite distress 0-100, 2026)
What is driving Somerset County distress
DLRadar builds Somerset County's distress picture only from records anyone can pull; its ZIPs average 23/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.
Somerset County market phase and pricing
Somerset County currently sits in peak after a 2.0% gain in the past twelve months, 0.7% off the high. Slower absorption is the mechanism that converts price weakness into motivated supply.
See the distressed properties behind the data in Somerset County
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Common questions
What is the most distressed ZIP code in Somerset County, ME?
ZIP 04930 leads Somerset County at 24/100, recomputed monthly from public records.
Is Somerset County expanding or contracting?
Phase for Somerset County: peak, tracking a 2.0% gain year over year, read off the FHFA index.
Where does the Somerset County data come from?
Nothing here is proprietary or estimated — FHFA price data, CFPB performance data, county recorder records, FEMA/NFIP and Census ACS. All 26 Somerset County ZIPs are scored by the same deterministic method applied to every U.S. county.
How much do distress scores vary between Somerset County ZIP codes?
County-level numbers smooth away the detail that matters. Across the Somerset County ZIPs DLRadar ranks, scores run from 24/100 in 04930 down to 23/100 in 04945, against a Somerset County average of 23/100. Those 1 points separate the ZIPs worth working in Somerset County from the rest.
What do Somerset County home values and vacancy say about distressed supply?
The typical Somerset County home carries about $194,268 of value against a median household income near $56,499. Vacancy across Somerset County's tracked ZIPs runs 30% and the poverty rate is 13.7%. A tight budget and an empty house together turn a missed payment into a sale, so they are scored beside Somerset County's foreclosure and lien data and its 55/100 lending headwind.
Related
A deterministic scoring of public filings. Nothing on this page constitutes investment, legal or financial advice. Monthly refresh from the live index.