Somerset County, ME Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Somerset County, ME distress report, 2026: 26 ZIPs scored in Somerset, ME, Somerset, ME average 23/100; the top Somerset, ME ZIP is 04930 at 24/100; Somerset, ME market phase peak, Somerset, ME prices +2.0% year over year.
- Somerset, ME ranks #1,054 nationally (opportunity index); Somerset, ME #8 in Maine; Somerset, ME index 31.0.
- Somerset, ME: no CFPB county sample; Somerset, ME non-metro area reading 1.1%.
- Somerset, ME ZIP phases: 26 peak.
- Somerset, ME residential listings tracked: 24 across 25 ZIPs; Somerset, ME candidate listings 16.
- Somerset, ME lenders on watch: 5; largest Somerset, ME footprint Skowhegan Savings Bank (6 branches).
- Somerset, ME most distressed ZIP: 04930 at 24/100.
Somerset, ME figures: DLRadar distress index; Somerset, ME inputs: CFPB, FHFA, HUD, FDIC; Somerset, ME rebuilt as sources refresh.
| Rank | Somerset, ME ZIP | Score |
|---|---|---|
| 1 | 04930 | 24/100 |
| 2 | 04911 | 23/100 |
| 3 | 04912 | 23/100 |
| 4 | 04920 | 23/100 |
| 5 | 04923 | 23/100 |
| 6 | 04924 | 23/100 |
| 7 | 04925 | 23/100 |
| 8 | 04929 | 23/100 |
| 9 | 04937 | 23/100 |
| 10 | 04943 | 23/100 |
| 11 | 04944 | 23/100 |
| 12 | 04945 | 23/100 |
Most distressed Somerset, ME ZIPs (0-100, 2026)
Mortgage delinquency around Somerset, ME
No CFPB county sample covers Somerset, ME; the non-metro area reading for Somerset, ME: 1.1% ninety-plus; Somerset, ME area thirty-to-eighty-nine 2.1% (December 2025, Somerset, ME); Maine overall 0.9%.
Opportunity index: Somerset, ME
Somerset, ME index 31.0, Somerset, ME phase early_signal; Somerset, ME primary driver vacancy, Somerset, ME second driver construction. Somerset, ME components: property stress 22.9, foreclosure pressure 22.6, listing discounts 18.9, bank stress 50.2, insurance 0.0; Somerset, ME pulse 37.0; Somerset, ME capital opportunity 22.1; Somerset, ME seven-day change +0.5%.
ZIP market phases inside Somerset, ME
26 Somerset, ME ZIPs carry a price-cycle phase; Somerset, ME ZIPs by phase (Somerset, ME), deepest drawdown first: peak, +0.5% YoY, 2.0% off peak (Somerset, ME): 04930; peak, +2.0% YoY, 0.7% off peak (Somerset, ME): 04911, 04912, 04920, 04923, Somerset, ME 04924, 04925, 04929, 04937, Somerset, ME 04942, 04943, 04944, 04945, Somerset, ME 04950, 04957, 04958.
Residential listings by Somerset, ME ZIP
Somerset, ME ZIPs with the most tracked Somerset, ME residential listings: 04942 5 listings, 4 candidates, bank pressure 64; 04957 3 listings, 2 candidates, bank pressure 59; 04912 2 listings, 1 candidates, bank pressure 59; 04937 2 listings, 1 candidates, bank pressure 59 (Somerset, ME); 04943 2 listings, 1 candidates, bank pressure 59; 04979 2 listings, 2 candidates, bank pressure 59; 04478 1 listings, 1 candidates, bank pressure 64; 04911 1 listings, 0 candidates, bank pressure 59. Somerset, ME totals: 24 listings; Somerset, ME candidates 16; active ZIPs 3.
Lenders with branches in Somerset, ME
Somerset, ME lenders by branch count: Skowhegan Savings Bank (Somerset, ME): stress 43, 6 branches low in Somerset, ME; Bangor Savings Bank (Somerset, ME): stress 94, 3 branches low in Somerset, ME; Camden National Bank (Somerset, ME): stress 61, 2 branches low in Somerset, ME; Bar Harbor Bank&Trust (Somerset, ME): stress 53, 1 branch low in Somerset, ME; Franklin Savings Bank (Somerset, ME): stress 43, 1 branch low in Somerset, ME.
Vacancy and permits, Somerset, ME
6,928 of 30,137 Somerset, ME housing units are vacant; Somerset, ME permits, twelve months: 0 multifamily units in Somerset, ME, 80 one-to-four unit units.
Work Somerset, ME at the parcel level
Every Somerset, ME parcel carries owner and address; every Somerset, ME parcel carries APN; Somerset, ME distress scores sit on the Somerset, ME live board.
Somerset, ME figures refresh with each source.
Somerset, ME questions
Most distressed ZIP code in Somerset County, ME?
ZIP 04930 leads Somerset, ME at 24/100; next in Somerset, ME: 04911 at 23/100; the Somerset, ME average is 23/100.
Where does Somerset County, ME rank for investment opportunity?
Somerset, ME is #1,054 among all ranked counties, #8 in Maine; the Somerset, ME driver is vacancy; Somerset, ME moved down 343 places.
How many mortgages are delinquent in Somerset County, ME?
Somerset, ME takes the non-metro area reading of 1.1% for December 2025; no CFPB county sample covers Somerset, ME.
Which banks lend in Somerset County, ME?
5 watched lenders hold Somerset, ME branches; the largest Somerset, ME footprints are Skowhegan Savings Bank (6), Bangor Savings Bank (3), Camden National Bank (2).
More on Somerset, ME
Somerset County, ME distress report: public-record figures for Somerset, ME; not legal advice for Somerset, ME; not tax or investment advice; verify every Somerset, ME record before acting.