Somerset County, ME: Foreclosures, Tax Liens & Distressed Properties

Somerset County, ME, Maine: 26 ZIP codes scored, Somerset County, ME averaging 23/100 (low, Somerset, ME), from 20 to 24. Somerset County, ME is in its peak phase (Somerset, ME confidence 40/100): Somerset, ME home prices up 2.0% (Somerset, ME) over twelve months. Somerset County, ME lender headwind: 55/100.

Highest-scoring Somerset County, ME ZIPs: 04930 (24/100), 04911 (23/100), 04912 (23/100), 04920 (23/100), 04923 (23/100), 04924 (23/100). Also scored in Somerset County, ME: 04925, 04929, 04937, 04943, 04944, 04945, 04950, 04957, 04958, 04961.

Across Somerset County, ME's scored ZIPs: median home value $194,268, household income $56,499, 30.0% vacancy, 13.7% poverty, 85% owner-occupied, median age 49.2.

Somerset County, ME insurance distress 21/100 (#2,155 in the US); FEMA hazard 40/100 for Somerset, ME; 2 federal disaster declarations in Somerset County, ME since 2023; Somerset, ME construction distress 80/100.

5 banks with 13 branches lend in Somerset County, ME; Somerset, ME weighted bank stress 58/100, highest 94/100 in Somerset, ME.

Somerset County, ME unemployment 4.1% (Somerset, ME -1.4 pts, six months); 80 new housing units permitted in Somerset County, ME over twelve months, Somerset, ME down 31% from 116; Somerset, ME home prices +12.0% a year (Somerset, ME) over three years.

30,137 housing units in Somerset County, ME; 5,170 Somerset, ME renter households; 35% of Somerset, ME renters spend 30%+ of income on rent, 17% (Somerset, ME) half or more.

Somerset County, ME ranks #1,054 nationally on the opportunity index (Somerset, ME, among all ranked counties); Somerset, ME scores 31.0/100 and Somerset, ME sits #8 inside Maine. Somerset, ME is in the early_signal opportunity phase; Somerset, ME's primary driver is vacancy, Somerset, ME second driver construction; Somerset, ME moved down 352 places. 14 short-sale listings across Somerset, ME; 17 days on market observed in Somerset, ME; 18.9% vacancy over 26 Somerset, ME ZIPs.

No CFPB county sample covers Somerset County, ME. The non-metro area reading for Somerset, ME: 1.1% ninety-plus days late; Somerset, ME's thirty-to-eighty-nine share is 2.1% (Somerset, ME, December 2025 data); Maine overall 0.9%.

Somerset County, ME has 5 watched banks; 5 Somerset, ME banks sit in an elevated band. Somerset, ME footprints: Skowhegan Savings Bank (6 branches, stress 43) in Somerset, ME; Bangor Savings Bank (3 branches, stress 94) in Somerset, ME; Camden National Bank (2 branches, stress 61) in Somerset, ME.

6,928 of the 30,137 housing units in Somerset, ME sit vacant. Somerset County, ME permitted 0 multifamily units in twelve months; Somerset, ME's one-to-four unit structures added 80 units in Somerset County, ME.